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Get Online Divorce Forms in Seconds!

There are several resources to finding divorce forms online.

Divorce forms online for all states are ready for immediate download.  By going to www.mydivorcedocuments.com you will be able to find specific states do it yourself forms and kits.  Close to 1 million people file for divorce in the United States yearly.  What most people do not know is that they are able to download divorce forms online for any state in the privacy of there own home in seconds.  Negotiating and handling your own paperwork through a do it yourself divorce process can save you a considerable amount of money and time.

You are able to download divorce forms that are court approved for any state in seconds.  The divorce forms and kit comes with a complete step by step guide and instructions on how to properly fill them out and process them.

A no-fault divorce or uncontested divorce essentially means that both spouses are in agreement on the terms of the divorce.  Another term would be “irreconcilable differences.”  No-fault divorce is valid in all 50 states and couples may file their own divorce paperwork without an attorney by simply filling out the proper divorce forms necessary.

Some states have some minimum requirements when filing for divorce.  Followed are a few of the most significant ones.

  • No matter which spouse files for divorce a residency requirement of  six months is most likely the case in all states.  Some states may vary.  You should be able to find this information online.
  • Most states have an essential waiting period from the time you file before the divorce is completed and approved.  That waiting period can be anywhere from 0 to 12 months depending on your specific case.  By downloading your specific state divorce forms and coming to an agreement with your spouse, you may be able to prevent this issue by a do it yourself divorce process.
  • Also remember that it is crucial that you file at the correct court house.  The correct court house usually resides in the county that either the husband or the wife has lived for the required minimum time period.

When you choose the state that you live in, you will need to download the documents with or without children pertaining to your specific situation.  There may be other questions that you will need to answer before filing your divorce papers which will be included in the divorce kit for you.

Although you and your spouse may agree to all aspects of the no-fault or uncontested divorce, you should give serious consideration to consulting with an attorney for financial planner if you are unsure about any financial or legal issues.  Keep in mind that any interactions with an attorney can lead to a more costly divorce.

Many states have courts with self-help services either on the Internet or in person.  Some states also offer legal help from certain law firms to help you with general questions about no-fault or filing your own divorce papers.

With that in mind, take a look at our website at www.mydivorcedocuments.com to see our inexpensive specific state do it yourself forms and kits.

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Use a Divorce Kit Today!

My Divorce Documents is one of the most trusted names in divorce documentation online today.  We pride ourselves in creating complete divorce kits that help our customers to file their divorces by offering on site downloadable divorce forms, restraining orders, child support and custody documents, and everything you need to complete our divorce papers, including name change forms.

Our downloadable divorce forms allow you to fill out the papers with our step by step guides in the comfort and security of your home or office when it is convenient for you.

Divorce can be a very frustrating and trying time.  If you and your spouse have come to the conclusion that divorce is the only answer, this kit will not only save you time, but dollars in legal fees and pain.

No-fault divorce is just as it sounds, neither party is at fault.  Some states call no-fault divorce “dissolution.  It simply states that there are “irreconcilable differences” between the two and they wish to terminate the marriage.

In the Do-It-Yourself Kit the following details will be covered for you:

  • Personal property and real estate
  • Child custody, support and visitation
  • Alimony
  • Debts and other obligations
  • Change to former name for the wife
  • Income taxes

Both Spouses Must Agree on the Following:

Both parties must agree entirely on the following listed details or this kit will not work for you.  Legal advice is recommended if you cannot agree on all aspects of ending the marriage.  If you and your spouse can agree entirely on the following few items, you are a perfect fit for this kit:

1) You must meet residency requirements for your state.  In most states, that is 6 to 12 months. The residency requirements for all states are listed in this kit.

2) Both of you must agree on all aspects of ending your marriage.

3) No pregnancy involved.

4) You must know the whereabouts of your spouse. He/she will need to sign the documents later. He/she will not need to appear in court, however, the person filing will.

5) You must be aware that there will be court fees you’ll pay directly to the court when you file. The fees vary in each state vary depending on where you live.  You can find out by contacting your county clerk’s office.

If you are able to agree on these items, it’s possible to save yourself lots of money in legal fees.  If you cannot agree, we suggest you seek legal advice.

Divorce is usually a very trying time, but if you and your spouse have agreed to all matters in regards to ending your marriage, this kit will definitely save time, heartache and hundreds of dollars.  Be sure to go over all situations, even real estate and children.  In addition to the cost of the kit, you will need to pay court fees.  These vary from state to state, even county to county.  You pay these fees directly to the court.  You can contact your county clerks’ office for actual fees.

To begin this low-cost downloadable specific state divorce process, please go to www.mydivorcedocuments.com and see what we have to offer you now.

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Common Questions of a Divorce!

A divorce is when both husband and wife have decided to separate and go there own way.  This usually takes the form of dividing their previously shared assets between them selves.  Some divorce proceedings become legal disputes over money, property, and child custodial rights.  When a couple cannot reach an agreement, the court will ultimately make those decisions for them, taking a wide range of factors in consideration when concluding a judgment.

In some states, divorce was socially shameful, and was highly discouraged or prevented by the Church and state.  Divorce was only allowed if one party broke certain marital obligations like, adultery, neglect or abuse.  Such marriages are now referred to as a “fault divorce”.   More recently, divorce has returned to its more usual state, by becoming legal, acceptable, and fairly common.  Some statisticians have reported that fewer than one in twenty divorces are contested in a courtroom.  Divorcing couples are usually reaching a settlement either with lawyers, mediation, or privately.  The restrictions on how easily a divorce can be obtained have been significantly lifted with the prevalence of the “no fault” divorce.

A no-fault divorce is a statement by each spouse that their petition to the court for a divorce has been mutually agreed on by both parties.  It attempts to hold neither party responsible for the dissolution of the marriage, and usually, couples reach a settlement over the division of rights and property.  In this case it would be bound by either an agreement between each other or mediation to avoid litigation.  In most states, all divorces require that a reason be given for the state to dissolve the marriage.  With the exception of the no-fault divorce, acceptable reasons include incompatibility between spouses, the existence of irreconcilable differences, or even the most practical description of a breakdown of the marriage.  The property is not necessarily equal in a no-fault divorce, subject to the agreed terms of the divorce, or ruling of the court.

A Summary Divorce in the United States, and some other countries, is the fastest and simplest form of divorce, granted to couples who had a short, inconsequential marriage.  In this case, few shared assets, and an equally low value of private assets.  It is also conditional on there being no child custodial issues, and no home or mortgage.

Commonly cited causes of divorce include:

  • Adultery by either one or both spouses
  • Strains caused by in-law family members
  • Physical and emotional abuse
  • Obsessive compulsions and addictions

It is a commonly held belief that women successfully negotiate the more favorable settlement or judgment more often than men in divorces, and this is actually supported by some surveys.  There is no question that mothers are usually granted the greater portion of custodial time over children compared to fathers.  However, the degree to which this happens has been gradually deceasing during the past decade.

The sharing of parental responsibilities and rights is one of the most important aspects of divorce in general.  These arrangements are always checked and ratified by a court, even where both parents are in agreement.  The ruling of custodial rights is always in favor of the child’s best interest.  In such a legal battle, the court can take a wide number of factors into consideration when deciding how to divide child custody.

With that in mind divorce rates are the highest they’ve been for hundreds of years.  The terms of divorce are becoming more manageable and acceptable to all involved.

On that note if you would like to begin your process of a divorce.  Simply go to www.mydivorcedocuments.com and purchase your do-it-yourself specific state divorce kit and begin your process today.

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Options of a Divorce!

A divorce legally suspends a marriage.  Courts in the United States at this time acknowledge two types of divorces:

1) Absolute/Fault Divorce: To obtain an absolute divorce, courts require some type of verification showing of wrongdoing on one spouse’s behalf.  An absolute divorce is an official termination of a legal marriage.

2) Limited Divorce: Limited divorces are typically referred to as a legal separation Limited divorces result in termination of the right to separate but the court refrains from officially dissolving the marriage and the parties status remain unchanged.

A limited divorce is a legal action in which the court obverse’s a couple’s separation.  It is generally used by people who

  • Do not have any grounds of an absolute divorce
  • Need financial relief
  • Unable to settle their differences privately

During a limited divorce, the parties are to reside separately.  However, they remain legally married.

  • Although the parties are still married, neither has the right to have sexual relations with the other spouse.
  • In addition, neither spouse may remarry, nor have sexual relations with another person.  If so, this is considered adultery.
  • The court determines which party is at fault, if either, is at fault.  The court may grant support to one spouse based on need.
  • The limited divorce can also resolve questions of:
  • child custody
  • child support
  • health insurance coverage
  • dividing of personal property & assets

If spousal support is not required, and there is no property to divide, there is generally no need for a limited divorce.

If one spouse dies after a limited divorce the other spouse may still inherit property.  Also the form of ownership for any property you own as husband and wife will stay the same.

3) Conversion Divorce:

Some states permit conversion divorce.  Conversion divorce changes a legal separation into a legal divorce after both parties have been separated for a necessary amount of time.

4) No-Fault Divorce:

Many states have passed a no-fault divorce.  A no fault divorce does not require a fault or a substantial reason to divorce.  In today’s day, not all states have passed a no fault divorce.

The Court may find the following:

  • the relationship is no longer possible
  • that irreconcilable differences have caused a breakdown of the marriage
  • conflict of personalities have destroyed the legit ends of the marital relationship and prevents any reasonable possibility of reconciliation
  • Marriage is irretrievably broken

Property Division

During a divorce the court must divide the property between both spouses.  Courts today recognize two separate types of property during property division proceedings

  • Marital Property
  • Separate Property

Marital property is any property that the husband and wife obtained individually or jointly during the course of the marriage.  Separate property is any property that one spouse purchased and possessed prior to the marriage and that did not change in value during the course of the marriage.  If the separate property owning spouse trades the property for other property or sells the property, the newly obtained property or funds of the sale stay separate property.

Current Division

Current division of property strives for a reasonable division of marital assets.  By dividing the assets equitably, a judge endeavors to effect the final separation of the parties and to enable both parties to start their post-marital lives with some degree of financial status.

Most courts at least recognize the following factors:

  • Contribution to the accumulation of marital property
  • Respective parties liabilities, whether one spouse received income-producing property while the other did not
  • the duration of the marriage
  • age and health of the partners
  • the earning capacity and employability of the respective parties
  • the value of each party’s separate property
  • the pension and retirement rights of each party
  • whether one party will receive custodial and child support provisions
  • the tax consequences of the allocations
  • whether one spouse’s marital misconduct caused the divorce

Most jurisdictions also give the family court judge broad jurisdiction by providing judges with the right to consider any other just and proper factor.

When assigning property, judges cannot transfer the separate property of one spouse to another spouse without the legislature having previously passed an enabling statute. Whether such an enabling statute exists varies between jurisdictions.

Alimony

Alimony refers to payments from one spouse to the other.  A court can order one spouse to pay three different types of alimony:

  • Permanent Alimony
  • Temporary Alimony
  • Rehabilitative Alimony

Permanent alimony requires the payer to continue paying either for the rest of the payer’s life or until the spouse receiving payments remarries.  Temporary alimony requires payments over a short amount of time so that the payment receipt can stand alone once again.

Similar to temporary alimony, rehabilitative alimony requires the payer to give the recipient short-term alimony after the property division proceedings have ended.

Rehabilitative alimony is to help a spouse with lesser employ ability or earning capacity become adjusted to a new post-marital life.

Courts allocate alimony with the intention of permitting a spouse to maintain the standard of living to which the spouse has become accustomed.  Factors affecting whether the court awards alimony include the marriage’s length, the length of separation before divorce, the parties’ ages, the parties’ respective incomes, the parties’ future financial prospects, the health of the parties, and the parties’ respective faults in causing the marriage’s demise.

If a couple had children together while married, a court may require one spouse to pay child support to the spouse with custody, but one should note that alimony and child support are totally different.

In a nutshell, if you are certain you want a divorce you can simply start the process yourself by going to www.mydivorcedocuments.com and begin your do it yourself divorce now.

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Rights of My Property During a Divorce!

Division of property is usually part of the divorce process.

Here are some legal terms and concepts that are good to know when speaking to an attorney.

Before speaking to an attorney, it is helpful to become familiar with a few legal concepts and legal terms such as:

  • Division of Property
  • Community Property
  • Separate Property
  • Equitable Distribution.

People should consult a family law attorney early in the divorce process as this may preserve an individual’s financial well being. Keep note that this article does not constitute legal advice.

While internet research is helpful, everyone should understand that each state has different divorce laws and legal terms.. There are, however, basic similarities in divorces, and though the terminology may be different, the basic principles in the divorce process are relatively uniform.

Division of Property

In simple terms, community property can be thought of as “all property and profits acquired during marriage.  Yet, there are other factors which can affect whether or not something really is community property.

In a short-term marriage, with no children and little community property, it can often be easy to obtain a quick divorce.

However, long-term marriages can often bring more complex issues into the divorce, such as:

  • Personal Property (jewelry, clothing, cars, and other things)
  • Real estate
  • Children
  • Businesses
  • Large or concealed debts
  • Trust funds
  • Investments
  • Pensions
  • Joint and separate accounts

In complex situations, a husband and wife may be unable to agree upon a division of assets without the help of a divorce specialist who deals with these issues on a daily basis.

Equitable Distribution of Community Property

Equitable distribution means a “fair” distribution.  Many states start with the presumption that “equitable means equal” but “other factors may contribute to an unequal distribution that is still considered equitable.

Though every state has their own divorce laws, many states consider factors like the following when making a fair division of community property assets:

  • How many years the couple has been married
  • Prenuptial agreements
  • Ability of each person (usually the wife) to earn their own living after the divorce
  • Age and health
  • What each person has contributed to the marriage
  • Tax consequences of the division
  • Debts and liabilities

There are many other considerations that may affect distribution.

Separate Property

What is separate property? Separate property is any asset that is owned by just one spouse and is usually not divided between the spouses during the divorce process.

Sometimes, separate property becomes co-owned and might be considered community property.  Divorce lawyers will be able to explain these special circumstances.

Few Examples of Separate Property:

  • Gift or Inheritance given to one spouse
  • Personal injury settlements given to one spouse
  • Things that were owned by one spouse before the marriage, such as a business, a home, or a pension
  • Property purchased during the marriage by one spouse with their own (separate) money

When large assets, debts, or children are involved, it is important that each spouse has their own attorney to represent their interests.

Other Division of Property Issues

Division of property involves the distribution of money and other assets associated with the time span of the marriage.

Here are some of the other issues that must be settled during the divorce process, but are related to life after divorce:

  • Alimony or spousal support
  • Child custody and visitation
  • Child support payments

It is important for each spouse to retain a rational and businesslike temperament throughout the divorce process. There are always many compromises which must be made on the part of both the husband and the wife.

Understanding some of the terms and concepts associated with division of assets may make the divorce process easier for everyone.

Keep in mind if you and your spouse are able to have an amicable divorce and can come to an agreement on your own.  I highly recommend you visit www.mydivorcedocuments.com and download a low-cost specific state do it yourself kit and forms.

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Organization Tips for a Divorce!

Once you have made the final decision to get a divorce, attached are some tips you can do to prepare for a divorce.

1) Take Note

You will need to use your own money for divorce, not your spouses.  You will have to maintain yourself and your children for a while if you are dependent on your spouse and your spouse makes the decision to cut you off support.

You will also probably need funds to hire a lawyer.  If there is anyway to begin a separate account to guard against future financial possibilities, now is the time to do it.  If you need to borrow money from a relative or friend, be sure to sign a promissory note so the court will look at this as a loan that you have to repay and not as a gift.

2) Log a Divorce Calendar

If you are currently using a desk calendar or day planner, you will now need to include your divorce events.  There will be meetings with your lawyer and court deadlines to keep track of.  It may be helpful to keep track of discussions with your spouse.

A divorce Calendar may be used as evidence in your case when your spouse does not keep an appointment or violated an agreement or court order.  Visitation dates with children need to be calendared.  You will also want to keep track of appointments with your children’s teachers, doctors, coaches and tutors.  This may become evidence of your participation in your children’s lives in your divorce.

3) Create a To Do List

Be sure to stay organized and set your priorities straight during the divorce.  This is the easiest way to do it.  List all the items you have to accomplish and mark them off as you go through them.

4) Prepare a Divorce Folder or Binder

A divorce produces a lot of paperwork and may become a storm.  The simplest way to keep track of all these papers is with a three ring binder and a three-hole punch.  Put papers in chronological order and be sure to make an index for your own benefit.

5) Set up a Divorce File

You may prefer to set up individual files for various categories of divorce papers.   Some examples are correspondence with your attorney, drafts of agreements, financial information and pleadings.  Files with brads and a two hole punch will help you keep papers neat and organized.

6) Cut Expenses

If you have debt in your name, like credit cards or student loans, you will want to pay those debts down as much as possible before a divorce.  If your family is like most American families, you have been spending close to your entire income, if not more, and when one household becomes two, there will not be enough money to pay the expenses of both unless something changes.

You may have to cut your current expenses, sell the car and get a less expensive model, or maybe sell the house.  If your spouse does not voluntarily support you and the children, your remedy is to ask the Court to order support.  You will not have a good prediction of any of this and you will not know the answers for sure until the agreement is signed or the judge makes a ruling.  But, the point is to think about it, and identify problems and possible solutions. Then take the actions that you can take and avoid missteps.

7) Stay with a Consistent Routine

It will help if you try to keep things as normal as possible in your life.  Do not skip meals or change sleeping habits.  Positive routines like using you’re to do list and calendar will help you keep focus.  Exercise is always a great way to relieve stress.  Try to maintain friendships and daily routines as normal.

8) Be Constructive

Try to maintain a positive outlook and do not let yourself get involved with unnecessary conflicts with your spouse.  You will need his signature on a settlement agreement before your divorce is over.  You will still be parents together for years after the divorce.

9) Make a Plan

Take it one day at a time.  Focus on the present and not the past.  Try to control only those things within your control.  Many things in a divorce are outside of your control.  Try not to blow those things out of proportion.  Make a plan. Then keep working your plan.  That is how you will take control of your divorce and not let it take control of you.

10) Gather Financial Information

The more you can organize your own financial documents, the more you will reduce your attorney fees and improve your chances of success.  You are going to have to gather and organize a lot of information for your attorney or your case.  A good way of organizing the information you find is a financial statement which can be used as a checklist.

Many courts have a form financial statement available at the court clerk’s office and sometimes online. If you can obtain this form and fill it out, it will help you gather and organize your financial information.  Give it to your lawyer at the first meeting to save time and expense.

11) Do Your Research

It is valuable for you to learn everything you can about divorce early in the process.  If you know little or nothing about the process, you may not make the best decisions or choices.  Most people are uncomfortable with the unknown. You can raise your comfort level and your odds of success by finding out what is going to happen before it happens. The Internet is a convenient way to obtain summary and detailed information about divorce.

Of course there are other ways to research the subject.  You can start your research at a library or bookstore.  There are seminars and support groups.  Talk to friends who have been through divorce.  But, keep in mind that every divorce is different. It’s a good idea to learn about the basics of divorce law in your state early in the process.

With this is mind, if you and your spouse are able to come to an agreement without any hassle you are able to do an online divorce with a do it yourself specific state divorce process.  You can begin this low cost process by simply going to www.mydivorcedocuments.com and begin your easy and quick divorce today.

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A Few Tips on Divorce!

1.  Safety First

First basic steps are to try and keep yourself and your family safe.  If you are in a situation where safety is an issue, be sure to contact the police and immediately consult with a lawyer.

2. If you are looking to seek full custody of your children do not leave the residence without the kids

If you do not take your children with you when you leave, you may most likely lose the chance of seeking full custody of your kids.

3. Consult with a family law attorney if necessary

If you have made your final decision to divorce then you may want to consult with attorney to get more information on the proper steps to take for the divorce process.  Keep in mind that consulting with an attorney involves legal fees and expenses.  Be sure to ask the attorney immediately on specific charges.

4. Even if your spouse requests that you move out of the family residence, you have the right to stay

Maybe you should suggest that your spouse move out of the residence if she or he wants to be separated so badly.

5. Play Fair

Keeping a civil relationship with your spouse is very important.  Do not go and play games with disconnecting or canceling memberships or accounts.  It is very important to realize the same judicial officer will most likely be presiding over your face from start to finish.  You want that judicial officer to respect you.  If you do not play fair, the judicial officer in your case will remember that you were unreasonable and this may affect determinations of future decisions regarding custody, support, etc.

6. Do not fight over objects that have no real sentimental reasons just because

Unless you are fighting over an heirloom or something that is irreplaceable, ask yourself how much the attorney’s fees and emotional grief will cost you, and determine if it would be less expensive to purchase a new or used item.

7. Documents

At the official meeting with an attorney if you decide to use one you are asked to provide accurate information and documentation.  The faster you obtain this information, the faster they will be able to proceed with your dissolution.  If they are required to obtain documents through formal discovery, it will be expensive.  If you do not have bank records, order them.  If the accountant has your taxes, obtain the copies and get them to to the attorney’s office.

8.  Acknowledge your feelings / Consider Counseling

Divorce can be a very difficult time.  Be sure to acknowledge this fact.  If you find that your decisions regarding custody and visitation and/or property division are made out of anger, try and seek some counseling immediately.  The quicker you handle your emotions, the faster you will be healthy and can be a better parent and person.
9. Photograph your possessions

If you fear that your spouse may take your possessions, photograph them to show their condition and value.

Attached were just a few tips for you to know going into a divorce.  Now if you and your spouse are able to come to an agreement and make decision together then hiring an attorney is unnecessary.  Today most divorcing couples are taking the opportunity to do there own divorce.  You can find out more information by simply going to www.mydivorcedocuments.com to begin your low cost do it yourself online divorce today.



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Staying Positive through a Divorce!

Surviving a divorce can be very trying and crucial.

Nobody ever plans for divorce.  There is no right or wrong way to survive a divorce.  When you give thought to all of the stress and heartache that goes along with a divorce, you may want to just settle and not go through with it.  Be sure to take in consideration of all the reasons why you have even come to the conclusion of a divorce.  When you have made your final decision then you can begin the divorce process.

A divorce can make a person frustrated and leave a person hurt and miserable.  Also if you are not careful and let yourself become resentful it can affect you for the rest of your life.  On the flip side, you can triumph over the crisis and go on to live a happy and fruitful life if you play your cards right.

Along with all the roller coaster emotions, keep in mind that you are going to get through this time.  The first initial steps of a divorce are, you need to do are making your final decision and proceed with the divorce.  Do not change your mind after you have started the process.  This may only cause more pain and time.

It is important that you take a break and allow some time out for reflection.  It is really vital that you take back that part of you that may have been eaten-up by hatred and gain control of all your confused emotions during your marriage.

Staying Positive

The next step is to try and stay positive through the divorce process.  Always remember that through the storm there is a rainbow at the end.  The quicker you get through the storm you quicker you see the light and are able to begin your new life.  This may sound easier said than done; but it is something you should keep in mind to survive.

Always remember that: Where there is life, there is hope! It may not seem like that now for you but as impractical as it sounds, it is the truth and it is also correct.  You need to immerse yourself in the reality that you are alive, soon to be single and destined to once again enjoy the most from your life.

Always try to turn a Negative into a Positive!

You should plan for your days to be for filled with purpose and joy.  You can do this by filling your day with all of those small things which bring you happiness.

Lastly you must remain focused.  Focus on a hopeful and happy future.  Taking time out to focus for several minutes or hours a day to plan for the future can help you regain control and be positive steps towards healing.  It will not always be easy but as much as you can grab hold of the changes, and if you do you will recover.

Remain Strong!

Always remain strong.  No matter what happens, keep in mind to stay strong and do not let anything bring you down.  Keep your thoughts optimistic.  Do not let divorce steal away your life.  Promise yourself a better future and know you will pull it off.  Do not slouch when you walk.  Put a smile on your face and straighten up your shoulders.  Life has so much more to offer you.

With all of this in mind, if you are ready to dive into that divorce that you deserve to get a better life, you can take the first step here.  Simply go to www.mydivorcedocuments.com and begin your low cost downloadable specific state do it yourself divorce online NOW!

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5 Tips to a Divorce!

Before you begin your divorce process, attached are five simple financial tips that can make your divorce a bit easier.

Tip # 1

Be sure to copy all of your legal documents and gather all of your financial information that you have accumulated over the duration of the marriage

First you will need to get a hold of all your finances like never before.  Whether you are a financial pro or whether you have not worked outside the home in years.  You will need to know everything possible in regards to your finances for the divorce.  One reason it is so critical to do this before the divorce process begins is that this information can often disappear once the divorcing begins.  It can become more difficult to find regardless of the cause or circumstances.  How can you know or plan for what to divide if you don’t know what you currently have?

Tip # 2

Begin to seek out expert advice to help you figure out what is next

Some of the financial information you’ve collected above you can start establishing your priorities. This may not sound like a financial step on the face of it but when you sit down and write the things that you’d like to have from your marriage, or try to envision what you might like or need in order to carry on into the future – these can and will actually be translated into numbers.  Do you think you and the children want to stay in the same neighborhood or house?  Do you want to hold onto most or all of your pension? If these are your priorities they will have a range of dollar signs eventually attached to them.

Tip # 3

Protect your Credit

Order a copy of your credit report early from all three reporting agencies: This is very important since you can now have this as a base line to know where you stand now, at the end of your marriage.  This way you’d be able to see whether any new unauthorized debt is being added in your name only and if you have no credit in your own name now, you may want to apply for a credit card.  To begin building your own credit now may be far easier while still married than after, all things being equal, especially if you have not been the primary breadwinner.

Tip # 4

Check up on your Insurance
Get to know the details of all the kinds of insurance that helps to protect your family.

Just the sheer number of types of insurance may be overwhelming, but take it one step at a time.  The goal is to get your hands around what coverage’s your family has and needs.  What are your policy numbers deductibles, limits, premiums?  Life, car, medical, dental, home-owners, renters, flood, insurance and the list goes on and on.  How important it is to keep your insurance related financial issues in order can not be over emphasized.   One example: On your life insurance policies, it’s really quite important that you locate and know now about who are the owners of the insurance – you, your wife/husband?  A family trust, your spouse, your children?  Knowing this now is essential  if for no other reason, you’ll now have this on your radar.

Tip # 5

Be sure to have your taxes prepared in a way that you will be comfortable for sometime

If it is tax season and you are preparing for a divorce, this may be notice that you should proceed with caution.  Be sure to contact your accountant or financial adviser and have him or her advise you not only the possible tax savings now that married jointly filing couples enjoy, but also on the potential future liability you could face in should the returns be found deficient.   Know that on returns where you sign jointly, you will be jointly held responsible.  This is most often the case whether or not you have any first hand knowledge of the all the financial information on your return.
As always, the best offense is a good defense and to arm you with knowledge is often the best first step in trying to achieve an equitable, fair outcome.  By trying to anticipate problems ahead of time you may avoid serious financial issues.  Be sure to get good advice throughout your entire process starting as early as possible in the process.

Now that you have a few pointers to remember during your divorce process, now is the time to decide how you want to go about your divorce.  There are several ways that you choose from.  These days many people are choosing to do there own divorce online.  This way not only saves you time but can also save you a lot of money as well.  You can begin this specific state down-loadable divorce process by simply going to www.mydivorcedocuments.com today.

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Tips to an Online Divorce!!!

If you are 100% SURE that you want a divorce, be sure to protect every aspect of your life :

1. Speak to a Marriage Counselor or another certified specialist who may be able to help you save your marriage.

Even if you don’t think there’s hope for the marriage, “divorce counseling” can help you discover what went wrong, how to cope, and how to pick up the pieces and go on.  Don’t wait for your spouse to participate.

2.  Download the Divorce Forms for a Quick Divorce and learn about the Divorce Law first.  If you choose not, be sure to Talk to a divorce attorney before you do anything.

Even if you don’t end up hiring an attorney to handle your separation or divorce, you would be well advised to get as much information as you can before you even discuss divorce with your spouse.

3. Do not move out of the marital home without talking to an attorney first. Download a Do It Yourself Divorce.

Leaving the house without a good reason may cause you to pay alimony or may result in your inability to collect alimony.  If you leave the house, you may also be unable to return until after a court divides the property. This process might take more than a year.  The best advice is to stay in the house until after you talk with an attorney unless your spouse is violent.  If your spouse is violent, you must take all steps necessary to protect yourself and your children.

4. If you have been involved in any extramarital affairs, talk to a lawyer before you discuss this with your spouse or anyone else.

In this case, honesty may not be the best policy.  In addition to the fact that adultery is illegal in some states, admission of an affair can have other consequences.  If your spouse is a candidate for alimony, any illicit sexual behavior on your part (during the marriage…which includes the time you are separated) could end up costing you thousands in additional alimony payments.

5. Take concrete steps to safeguard your assets before you and your spouse begin discussing divorce.  Get the divorce facts online without hiring an attorney.

One of these steps is to take possession of certain assets during separation, especially those assets you wish to be using, such as furniture and vehicles, and those assets that might be liquidated by your spouse, including precious gems and stones, other collectibles, cash, and bearer bonds.

Get Your Divorce Forms today by simply going to www.mydivorcedocuments.com!

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