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Divorcing When You Can’t Afford It: 4 Tips

Divorce has often been called one of the most expensive steps you might ever take. It’s easy to see how things can get out of control. You have two people who start from a place of conflict, when the marriage is pretty much damaged beyond repair anyway. The conflicts that exist can be too much to handle, and that means many end up going to trial with a couple of expensive lawyers attached, representing the best interests of each client.

The longer these actions extend, the more costlier they become, and that’s without even recognizing the fact that what was once “ours” is now divided between the two of you so that you’re both getting along with less.

People come to our online divorce review site all the time looking for cheaper solutions. Luckily, they exist, but here’s what you’ll have to do to divorce when you can’t afford it.

First, read up on the various forms sites out there. 

We feature many of the top sites in our online divorce reviews. Going through each will give you a clear idea of the pros and cons. After looking over these factors, there will be a clearcut service emerge that attracts the most favor. One note here: while affordability is important, don’t let it be the No. 1 guiding factor as some services may cost more than others, but they also may have more features to ease the filing process.

Secondly, choose the site that works best for your needs.

If you’re relatively comfortable reading and understanding legalese, then you may not feel like you need the extra help that a guided forms service provides. However, most applicants will gravitate towards more technology instead of less. Fortunately, as improvements have been made, tech has gotten simpler to use and understand. The guided process often involves just answering questions one at a time, while the program completes the form for you based on your answers.

Thirdly, get your spouse on board. 

No DIY divorce is going to end well if only one party is engaged in the process. The other partner must be on board, too, for things to go smoothly. Where there is unresolved conflict, there is the very real possibility that one party will get a lawyer and go after a larger settlement. That means you’ll need to do the same as well.

Finally, schedule the time to do it.

Don’t be intimidated by handling the divorce forms on your own. With a guided process, it costs $200 or less, is almost completely automated, and takes less than an hour to do. From there, it’s just up to you to take it to the county clerk, pay the filing fee, and leave the papers with them. Boom, you’re done.

Divorce can be expensive, yes, but if you and your spouse are committed to keeping things affordable and civil, then it doesn’t have to be.

Online Dating Leads To Real-World Breakups, Study Says

Many of the people who come to our online divorce review site are excited about the future. They’ve made the decision that the marriage isn’t working, they’ve had the confrontation, and now they’re looking forward with a more hopeful eye. Part of that hopefulness will (eventually) involve meeting someone new, and most will use an online dating site to make that happen.

But a new study suggests that you may not want to put too much confidence in that method of meet up. According to a paper published in the Cyberpsychology, Behavior, and Social Networking Journal, people who meet online are more likely to break up and less likely to get married.

The reason — in a word, choices. Study author Aditi Paul explains:

“This could be because people think, ‘You know what, I met somebody online, so I understand that there are other people available once I break up with this person,’” Paul said in comments to Huffington Post. The paper also notes that too many options can lead to the inability to make a decision.

Methodology

Paul used a longitudinal study from Stanford University to determine the behaviors of more than 2,923 married and dating couples. Of those in the study, 32 percent of online unmarried couples had broken up, while only 23 percent of offline unmarried couples had. “Only 8 percent of online couples were separated or divorced over the course of the survey, compared to 2 percent of the couples who met offline,” HuffPo added.

Furthermore, 32 percent of online daters got married while 67 percent of real-world daters followed suit.

So should you just forget about online dating altogether? No, says Paul. “What I’d encourage is once you find a partner, delete your profile and give it some time,” she said. “Nothing can replace the old-tested principles of time and intimacy and letting things develop.”

If you are not quite at the point of online dating but are about to be once you move past the divorce, make sure you check out our online divorce reviews pointing you to the best sites for both finding an attorney or DIY divorce. Best of luck!

Divorce Difficulties, And What You Can Do About Them

complete case reviewAs an online divorce review site, we’ve noticed how difficult traditional divorce is for so many. In a recent article for Huffington Post, contributor Jim Halfens of DivorceHotels touched on this, noting how the divorce “industry” makes the process unnecessarily difficult on purpose.

Halfens states: “So if you ask me, it’s about time divorce professionals started simplifying their cases and please, speed things up for the clients. Of course, this does not apply to the really complex divorces, but let me remind you that in our DivorceHotels we are able to successfully and responsibly settle divorces over a weekend. So in most of these cases, a lawyer or mediator really does not require two months to untie the knot.”

We’re in agreement that the process is overly complicated, and that’s why we recommend you take one of the following steps using the power of technology to work things out for yourself (especially in cases of low-or-no conflict).

1. Utilize an attorney referral service.

This option would be for those of you who require an attorney-led divorce but aren’t sure where to start. The problem with getting referrals from friends is that each divorce is a unique situation, and taking any kind of advice from a divorced friend isn’t always a good idea. Furthermore, you may not have any divorced friends, and in that case, you’re approaching the search from a position of ignorance. Never a good sign. With a divorce attorney referral service, you can get quick leads on who handles your type of case. From there, it’s as simple as a call and perhaps a free consultation.

2. Try your hand at do-it-yourself divorce.

DIY divorce has come a long way since the beginning of the Internet. Instead of believing every horror story you hear, think about using our online divorce reviews to locate a forms completion service that is right for you. Of course, you’ll only want to utilize this option if you and your spouse are capable of working out an agreeable and amicable settlement. If you are, then you’re in luck. Most forms can be completed in less than an hour using a simple Q&A process that automatically populates the fields. Some sites — see our My Divorce Papers review — even allow you to print the completed forms off directly.

In Summary

Divorce is a complicated process, but it doesn’t have to be. And with new technologies like the kind we review here, you can expedite this process and move on with your life.

Who Will Cheat, And What You Can Do About It

As an online divorce review site, we enjoy keeping up with the latest comings and goings in the world of the divorcee. This curiosity has led us to a recent article for Huffington Post. In it, contributor Michelle Toglia took a look at the 9 People Who Might Cheat On You, According To Science. The piece, played mostly for humor, compiled a list of possible perpetrators as evidenced by a number of studies over the past few years. Here’s the Cliffs Notes version:

  • Tall guys
  • Rock-and-roll fans
  • The French
  • Blonde women
  • Twitter users
  • Female teachers
  • Guys who work in IT
  • Shopaholics
  • Guys named Wayne

Now, if you want to live your life based on statistics, those are nine people that science says you can safely stay away from. So now that we’ve answered the question of who will cheat, let’s turn our attention to what can be done about it.

You could rigidly stick to these findings and toss out any potential dating partner who meets one or more of the criteria; or you could choose to live without fear and give others the benefit of the doubt. When it comes to living a happy and fulfilling life, we suggest the latter. That being said, here are some quick tips for finding happiness amid the fearful statistics.

1. Realize that you are not a statistic, and that your life is more about finding the balance between head and heart than rigid risk analysis.

2. Don’t let fear keep you from taking chances. In life, little is gained if nothing is risked. Yes, you could shut yourself up inside of a house or apartment and watch Netflix every night. It might keep you from getting hurt; but it will also keep you from experiencing joy, triumph, and elation. Without those things, what’s the point?

3. Learn not to saddle someone else with what other people have done. Just because there are minor similarities between two types of people, that doesn’t mean you should condemn the whole. You wouldn’t want someone to pre-judge you to that extent, so try not to do it to other people.

If you’re working through any part of the divorce process, check out our online divorce reviews to determine the most reputable and affordable sites that are suited to your needs. Best of luck!

5 Qualities To Look For In An Online Divorce Service

As an online divorce review site, we get the opportunity to look at a lot of forms completion services to see what they’re doing right and what they’re doing wrong. While many sites are able to get one or two things correct, very few fire on all cylinders. If you’ve read our My Divorce Papers review or our Complete Case review, then you know that there are at least a few exceptions. What we’ve noticed about the best can be condensed into five key areas.

1. Attorney-approved forms.

The best do-it-yourself divorce sites are going to offer attorney-approved forms and processes. The sites themselves won’t be capable of dispensing legal advice, but they have gone the extra mile in working with attorneys to ensure their software and their forms are on the up-and-up.

2. Currency.

Every state has their own set of divorce forms, and they update them regularly. Good DIY divorce sites will make sure that their forms are 100 percent current at all times.

3. Guided process.

While some sites offer a quality database of forms, they turn you loose to fill them out on your own. That isn’t helpful to the average person. Sites like My Divorce Papers and iDivorce Forms are known for having a guided, question-and-answer process that automatically populates the necessary fields with each new answer that you provide.

4. Print-ready forms.

A few of the sites that we cover are good at what they do, but they slip up on the delivery process. One that comes to mind actually makes you wait for the completed forms via snail mail. While it’s still a good value, it lacks the immediacy that we require in modern society. MDP and IDF both have print-ready options, so you can access the forms immediately and drive them down to your local courthouse the same day.

5. Affordability.

The best generally price at or below $200 for the entire process. While you’ll also have to pay to file with your local court, you’re still getting off much cheaper than if you were to use an attorney.

In Summary

Not all sites are created equally, and while you can have a good experience at an incomplete website, you don’t want the process to be cumbersome or the price to be too high. Do your research before moving forward.

3StepDivorce Review: Premium DIY Service Seeks To Simplify Divorce

Online divorce reviews at this site tend to center on forms completion services, and 3StepDivorce is no exception, though it certainly stands out from many of its kind.

First off, the name says it all. 3StepDivorce is just that — an easier way to handle your do-it-yourself divorce in three simple steps. While some steps take longer than others, by the time you’re finished, you will have the exact forms that you need completed and ready to file. Here’s how it works.

Step-By-Step

With 3StepDivorce, you start with the forms themselves. Simply select your state of residence, and the service will guide you toward the documents that you’ll need for the clerk’s office. Your next step — step two — is to fill the forms out through a Q&A process that is similar to what you’ll see from competition like My Divorce Papers and DivorceWriter. Finally, you print, sign, and file the divorce papers at your local court. 

Potential Drawbacks

A 3StepDivorce review wouldn’t be complete without looking at some of the downside. While there isn’t a lot with 3StepDivorce — it really is a quality service — it does fall short on two convenience elements that My Divorce Papers and DivorceWriter have as part of their process. 

For starters, there is no eligibility testing, so for the inexperienced, they could find themselves completing and filing divorce forms only to later hire an attorney when they find out their spouse has no intention of cooperating. 

Secondly, the pricing for 3StepDivorce runs around $299, which is almost twice what you’ll pay through My Divorce Papers and DivorceWriter. An added perk, however, is the how-to video tutorial that makes it super-simple to fill their forms out once accessed.

In Summary

As you consider this online divorce review, make sure you weigh the positive and the negatives against one another. While 3StepDivorce may not have eligibility testing and is also priced a bit higher than its competition, you do get great service and a commitment to helping you complete and access your forms in a timely fashion. Best of luck, whatever you decide!

DivorceWriter Review: A Strong Entry In The Do-It-Yourself Divorce Market

divorcewriter.com reviewNot all divorce forms completion services are created equally. For every My Divorce Papers or iDivorce Forms, which have both been in business for years, there is a fly-by-night website that offers little support and is gone in six months. For today’s online divorce review, we won’t be talking about those sites. Instead we’d like to look at another strong entrant into the do-it-yourself divorce field: DivorceWriter. 

How To Do It

If one is familiar with sites like the first two we mentioned — MDP and IDF — then you know that quality websites do not leave their clients to their own devices. DivorceWriter is no exception. Using a similar-but-effective Q&A approach, the website automatically populates each field on the forms that are specific to one’s region with each answer received. 

The website also offers general legal information, though it stops short of being something to constitute legal advice. (For that, you’ll need an attorney.) 

You may also need an attorney if the DivorceWriter eligibility requirements are not met. DW gives you a test before beginning the process and lets you know whether your divorce is at high risk of conflict.

If you are eligible and you’ve answered all the questions, then you’re ready to file. 

Potential Drawbacks

A DivorceWriter review wouldn’t be complete without discussing some of the potential drawbacks. 

While DW does a lot right, and is a great value even for the slightly higher regular price of $229 with children and $199 without — special price is $149 for either scenario — it’s still a bit more expensive than iDivorce Forms and My Divorce Papers under ordinary pricing structure. 

Additionally, you have to wait for the completed forms to arrive snail mail before taking them to the courthouse while with MDP and IDF, forms are print ready upon completion. 

In Summary

Save for a slightly higher price and a longer wait time for the completed forms, DivorceWriter is a great value to anyone seeking a DIY divorce who doesn’t know where to start. We hope our online divorce reviews for DivorceWriter have been helpful. Best of luck in your journey to find the service that works best for you. 

iDivorce Forms Review: For A More Practical Divorce

idivorceforms.com reviewFor a do-it-yourself divorce to be a good idea, it requires the couple to settle three things: 1) that both spouses are committed to working out their differences without the aid of an attorney; 2) that an amicable enough relationship exists so that’s even possible; and 3) that a decision on how you’re going to do it be reached together.

While both could hunt down the forms and fill them out on their own, this means starting from a point of obscurity. Luckily, sites like iDivorce Forms exist enabling anyone to walk through the entire process from beginning to end in under an hour, and today that site in particular will be the subject of our online divorce review

How It Operates

For the novice, iDivorce Forms is one of the best ways to go. Using a guided question-and-answer process, the software matches the filers with the appropriate regional form and then takes them through the process step-by-step, automatically filling in the blanks with each user response. 

Other than answering questions, the only thing the client has to do is print off the completed forms at the end and take it to the appropriate court personnel for filing.

While additional court fees will likely apply, iDivorce Forms helps the user keep costs low by offering a $149 one-time payment option. For a little extra, a user can break up the cost in 60- and 90-day installment plans. 

Possible Drawbacks

Just to give the most complete iDivorce Forms review possible, it’s necessary to discuss possible drawbacks — the biggest being the fact that it’s difficult to get a spouse’s agreement to go the do-it-yourself divorce route. That’s because 80 percent of divorces are only sought by one party, while the other party would rather stay together and try to work through differences.

Since iDivorce Forms will not work with high-conflict (or simply irresolvable conflict) divorce cases, the program may not fit with every situation. 

In Summary

Our online divorce reviews seek to shed light on the ins and outs of some of the most popular sites on the web for do-it-yourself divorce types. With iDivorce Forms, we’ve found a winner. Just make sure that DIY is right for your situation.

My Divorce Papers Review: Top Of The Field For Do-It-Yourself Divorce Types

mydivorcepapers.com reviewThe first reaction that many who choose to file for divorce have is to rush out and get an attorney. However, many issues in a divorce can be handled without the aid of a costly legal professional, and when there is little to no conflict, those issues should be handled between just the parties. Luckily, the Internet has made divorce easier and less intimidating for DIY divorce types.

In today’s online divorce review, we take a look at one of the most well-known forms completion services on the web: My Divorce Papers. 

How It Works

My Divorce Papers combines up-to-date, divorce-specific legal forms for every jurisdiction in the United States. These documents are guaranteed to be current, and once the appropriate ones in a filer’s area are accessed, filling them out is as simple as answering a series of questions. 

The Q&A format is direct and easy-to-follow, and took us just under 45 minutes to complete from beginning to end. As the user responds, the fields are populated automatically, so that when one comes to the end, it’s just a matter of printing everything out and taking it to the county clerk’s office for submission. 

As of this writing, the process costs $159, though that is currently a limited time offer. Typically, costs are still less than $200.

Potential Drawbacks

While a My Divorce Papers review would be incomplete without discussing potential drawbacks, the reality is that the system itself works fine, even testing you before walking you through the process in order to see if your situation can benefit from DIY divorce.

If conflict between you and your spouse is too high, MDP prefers that you hire an attorney instead. 

To list one drawback, though, we’d say that the do-it-yourself divorce process in general can be a downside because it costs much less and takes a shorter amount of time to complete. How’s that bad? Well, it speaks to the practical side of the applicant, and the truth is, divorce reactions are often impractical. In other words, you may be sold on going the DIY route, but if your spouse isn’t, then get ready for a long legal fight anyway. 

In Summary

We hope our online divorce reviews for My Divorce Papers has been helpful. Remember: even though something may be easier, you can’t discount the human element and the emotions that so often play in to getting a divorce. My Divorce Papers is a superior way to handle your divorce because it cuts the costs, the time and the hassle; but that’s only if both of you are on board. 

Total Divorce Review: Finding The Best Attorney Doesn’t Have To Be Difficult

If your marriage is struggling, and you’re convinced it’s headed for divorce, you’re going to want to handle it in one of two ways: 1) keep things cost-efficient and do the filing yourself with as little conflict as possible; or 2) hire an attorney who will fight to get you the settlement you deserve. 

While there are many great sites that will walk you through the forms process, this online divorce review talks about a site that will help you cut through the clutter and find the best possible attorney for your case.

Introducing Total Divorce

TotalDivorce.com’s goal is to connect parties who wish to file for divorce with reputable attorneys practicing locally. While it can take much of the headache out of finding an attorney who is prepared by the court date, it is not an option for the do-it-yourself divorce customer. 

As far as the site’s core purpose is concerned, Total Divorce does a great job of vetting candidates, who will treat your case like a priority instead of one in a dozen that they’re working at the same time.

Potential Drawbacks

If you foresee conflict, it’s definitely worth considering. But before you take that step, be mindful of the potential drawbacks. For starters, the website is rather sparse in the customer support department as it is mostly a referral service.

But the most relevant drawback you’ll probably face is the sheer volume of qualified attorney calls you’ll receive as a result of utilizing Total Divorce. While it’s nice having options, the calls may continue after you’re already settled, so you may find yourself in the position of issuing a lot of polite apologies. 

In Summary

TotalDivorce.com is a great solution for people in high conflict situations where a quality attorney is essential. With an easy registration process, it takes much of the legwork out of finding someone, who will look out for your best interests. We hope you’ve found this Total Divorce review helpful, and that whichever route your divorce travels, it will lead to a more fulfilling life.