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Crucial financial Tips when Entering the Post-Divorce World


Divorce is well known for the potential financial burden it can have on many people. A man and women join their lives together and also merge everything that comes along with it. Unfortunately this sometimes precarious situation can lead to a headache splitting situation. This can affect not only a family with children, relatives, and friends but their finances as well. In modern times it is important for both the man and the woman to protect themselves in these cases. Knowing the divorce processthe gec and procedures can help you prepare for the decisions and future financial situation you may find yourself in after the divorce is final.

It is important to plan your future financial situation out as you enter into the post divorce world. Even if you made the wide decision to use online divorce forms to file for divorce, the real financial battle may have just begun. Creating a budget and sticking to it can help relieve some of the worries and pressures that come with the divorce process. There are some common helpful ways to create a budget and stick to it during the beginning of your post divorce life.

Detail your expenses and income and plan your budget

This may apply to anyone but it is very important for newly divorced spouses with children to really take the time and assess your current and future financial situation. Understanding and keeping track of both your income, expenses, goals, and a realistic life styles can go a long way to better understanding your financial landscape post divorce.

Set extra funds aside for your children

This can be a daunting task, especially if you plan to send your child to college. It may seem futile given the change in your financial situation but there is never a better time to start. Starting with a simple savings plan can get you on the regular track in putting money aside for children. There are also many banking options to consider and getting advice from your bank can help give you the knowledge to make the right decision for your child’s future options.

Always make your payments on time

The debt problem in the US has been well documented for some time now. This tip may be important for you not matter if you’re recently divorced or not. Getting a handle on your current debt or the prevention of possible future debt is just as important as the income you have coming in. You may have recent support payments to make as well because of your divorce. Always make sure to pay any support payments or financial payments on time. Set up a reasonable payment plan whenever possible and resist putting off making regular installments.

Invest your savings when possible

Again this may seem like a futile effort just coming out of divorce, but there are many options for investment out there. Understanding investment opportunities can help you turn your savings into something more over time. Most people are not aware of the possibilities or options. Investing extra savings can become a great way to not only save money post divorce but help alleviate possible future financial hardship.

Entering into the post divorce world can be daunting. Socially and financially we make big changes in how we have become accustomed to living. Getting a grasp on your financial situation can be the first major step into creating a better future post divorce for you and your children

Social Media Divorce: Facebook [Dis]Connecting Couples


Social networking giant, Facebook, has been shown to be the biggest home wrecker since Marilyn Monroe in a recent United Kingdom study. In Divorce Online’s survey of 5,000 people, 33% of the divorces cited Facebook to be a contributing factor. A similar survey in 2009 recorded only 20% of divorces citing Facebook or social networking websites as a cause for divorce.

Online networking websites are influencing divorces more and more, and here is why: With one fell click, wandering eyes can turn into flirty instant messaging and more. New friends, and lovers, can be collected by the hundreds in a matter of minutes. The most common cause cited in Facebook-induced divorce was inappropriate messaging with someone of the opposite sex. As it turns out, the most wonderful aspect of social media is turning out to be too much to resist for couples.

However, on a more basic level, Facebook and social media have been shown to apply new stresses to relationships. Jealousy is an age-old vice, but with constant input over significant other’s statuses, check-ins, new friends, and conversations, it’s difficult to put that nagging suspicion to rest. The two most common stresses on relationships due to social media are sharing too much personal information on profiles, and the tagging of ex-boyfriends or ex-girlfriends in photos. Another root of the social media wedge between modern couples leading to more filing for divorce is the ease one can discover information about a person’s past. But people unsuspecting of their double-timing spouse can sometimes come across heartbreaking discoveries on social media sites, too.

The O’Neils, a Tacoma, Washington couple, found themselves in a news flurry when Mrs. O’Neil found her husband’s second wife in the “People You Might Know” column on Facebook. In March 2012, the first Mrs. O’Neil reported her husband to the police. Mr. O’Neil was then charged with a gross misdemeanor (no pun intended) for bigamy. According to Mr. O ‘Neil, he filed for divorce from the first Mrs. O’Neil and left the paperwork with a neighbor to file, who forgot to do so.

More and more, Facebook and other social media platforms have been shown to still cause problems for couples even after divorce. Ex-spouses are known to vent their frustrations and anger over Facebook statuses or Twitters. In 2012, 20% of Twitter users petitioned courts with behavior allegations against spouses or ex-spouses for publishing insensitive or snide material about them online.

Social media sights were implemented and touted as great pathways for communication and keeping family, friends, and significant other’s closer. So far this is proving true: Facebook is allowing communication to go both ways, both the good and bad communication. Yet it’s also allowing the ugly to come along for the ride. And on a side note, we should not be surprised that with more use of social media interaction and the convenience on the internet, more people are filing their divorce forms online.

How to Save Yourself from an Expensive Divorce


When it comes to divorce, we have all heard the horror stories of how it can get messy. Everyone has a friend of a friend who went through a year-long divorce process that ended up costing him or her thousands of dollars just to get out of the marriage. In years past this all was unavoidable. Depending on your situation you would end up paying a lawyer  tons of money, even if the divorce was amicable. Those days are, thankfully, gone.

Today, it’s the couples’ with the power. Understanding the steps in the process and therefore properly evaluating your decisions can be done without the input of a lawyer. Understandably some situations dictate the necessity of a trained legal professional, but the landscape of the divorce world has clearly changed, here are some tips to work towards an inexpensive divorce.

Keep Divorce Lawyers from Fanning the Flames

File this under the easier said than done category, but the divorce process can be a much smoother process once the couple comes together to work on the particulars. Lawyers are not only expensive, they can also bog down the process, scraping for every inch they can exploit in a situation. While it is understood they are working towards what they believe is the best possible outcome for you, they can be detrimental to your progress. In these cases, unfortunately, the battle can go on and on, until the clients run out of money and limp to the settlement table.

Worse, if there are children, the fight depletes not only your pocketbook, but also your children’s sense of security. Once the legal fight is over, trying to establish a normal ongoing parenting relationship between both parents and the children can be very difficult.

Shouldering the Decision Load

Weeding through the decisions that need to be made when seeking a divorce is tedious and most likely painful. But it really is in the divorcing couple’s best interest, whenever possible, to tackle these matters together, rather that bickering and fighting over everything through the jargon and manifesto of divorce lawyers. Working together or with an agreed upon third party (such as a divorce mediator) on crucial decisions can help you and your spouse come to quick , fair decisions on the important matters. Not to mention, this saves both time and money.

If you are able to resolve the big questions surrounding children, money, and property, then you just need to ask the court, in writing, to grant a divorce. In many states, you don’t even have to appear in court. Many courts now make it relatively easy for people to handle an uncontested divorce without a lawyer.

While some situations need a divorce lawyer, in today’s society more the of responsibility has been continually placed on the couple themselves. The rise of online divorces has given many couples the freedom to control their divorce process, making decisions with their spouses and getting through the process with both their savings account and dignity intact. Don’t allow yourself to put yourself in a deep hole when you’re already trying to get out of one. Do the research on your situation and find out if online divorce is right for you.

Divorcing an Absent Spouse

200259869-001Divorce is a difficult enough process between the court fees and dealing with your spouse. However, divorce without a spouse is just as difficult, if not more stressful. No, you didn’t read that wrong, divorce can be done without knowing where your spouse is.

While some people may be thinking “If only I didn’t know where my spouse was…” those who are in this unique situation are wishing it were otherwise. But the American judicial system is not that cruel as to deny a person a divorce just because their spouse is nowhere to be found.

Search for the Absent Spouse

It is easier to complete divorce process with an absent spouse in some states than others. Most states with the no-fault option, like California, have provisions for spouses seeking a divorce who do not know the whereabouts of their spouse.

It is recommended to make all efforts of locating your spouse, and record your efforts before filing the divorce forms. Essentially, you will have to prove to the court you have exhausted all options of finding your spouse. If you’re at a loss for where to begin, we have compiled a list of the recommended ways of attempting to locate your spouse.

  • Search the phone book

  • Contact their last known employer for information about their current whereabouts

  • Check with the post office to see if they left a forwarding address

  • Check at their last known residence

  • Contact any and all friends or relatives you can for information

  • Send emails or social media messages to their email or profile

  • Check with the DMV, voter registry, and other public records offices

  • Hire a private investigator, if absolutely necessary

File the Divorce Petition

If you have exhausted your search options and still have not found your spouse, then their is one option left: Divorce by publication. The filing process is very similar to a regular divorce proceeding, except for a few things. Included in the regular paperwork is an application for a divorce by publication. To proceed with the divorce by publication, you must provide the court with the evidence of your extensive search.

If the judge accepts the proof of your search, they will grant you a divorce by publication. Then, the court will place an ad in the local newspaper in the area where your spouse is either believed to be or in your spouse’s last known location. The ad will be of the divorce summons, and will include all information about your case, including where your spouse should respond to the divorce summons.

The ad will run in the newspaper for a certain number of weeks, depending on which state the search is taking place. In California, the divorce by publication ad will run in the newspaper once a week for 4 weeks in a row. After the running of the ad, your spouse has 30 days to respond to the court regarding the divorce.

If the spouse does not respond within the grace period, you will be granted a default divorce. However, in California, the courts will not make judgements about any joint property, assets, or child-related matters.

Can I Use an Online Divorce Forms Service?

The divorce by publication process can be completed by an online divorce forms service, like, as long as the aforementioned steps are taken. However, it is advised to research the divorce by publication process in your specific state before beginning the divorce process.

How to Serve Divorce Papers

document serverThe whole divorce process is kind of a headache, but hopefully we can alleviate some of the pain by providing you with helpful information. Today, we are going to delve into the mysterious business of serving divorce papers and how it works.

Can I Serve My Spouse?

Most people think they can serve their spouse with divorce papers by simply handing them over. However, there are legal guidelines that must be observed when serving legal documents to proceed with the divorce. Because you are an “interested party” (meaning you are directly involved in the case), you cannot be involved in serving the divorce papers.

Luckily, there are a few other ways to serve the divorce papers without having to pay someone to do so, or by paying a minimal cost.

Served By Mail

One of the most common ways to service your spouse is by mail, which usually doesn’t cost more than a few dollars. Service by mail is very simple, but to do this you have to include an affidavit of service in the divorce papers. The affidavit is named different things, and sometimes is included in various forms within the divorce forms. The served spouse must sign the affidavit of service, which verifies the spouse was served with the papers by mail.

Mail the divorce papers via first-class U.S. mail with a return receipt. If you ask the post office for a return receipt they will put a slip on the envelope, which must be signed by the recipient upon delivery. Then, the signed receipt of delivery is sent to your address for you records. Keep the return receipt for your paperwork as proof that your spouse received and was essentially served with the divorce papers.

Served By Third Party

Another common, yet free way to service your spouse is by a third party. A third party is basically anyone other than you, your spouse, and any child or person not immediately involved in the divorce proceedings. A third party can be a friend, relative, or neighbor.

The third party must, however, be over 18 years old and must sign the affidavit of service document as well. In some states it is required by law that the third party sign the affidavit in front of a notary public. This option only requires payment for the notary public, which varies from each notary.

Served By Official Service Officer

If neither of these options is agreeable with you, it is possible to hire a service officer to serve your spouse with the papers. A sheriff can be contracted to deliver the divorce papers to your spouse, or you can hire a professional process server.

The official server will know exactly how to complete the little paperwork required from them, like signing the affidavit of service. This option is pricier than the other two, but it is recommended in contested divorce cases where the spouse is trying to delay the divorce by avoiding being served with the divorce papers. A process server can cost anywhere from $30 to $100.

Can I Serve My Spouse With an Online Divorce Company?

With the online divorce forms service, you are able to decide how to serve your spouse, and are provided with all the necessary paperwork to legally prove your spouse was served. However, you must provide your spouse with the divorce papers, either by mail, third party, or process server. | Uncontested Divorce Questions Answered

uncontested divorce questionsContrary to popular belief, not every divorce has to be a drawn-out court affair with dramatic statements and ruthless negotiations. In fact, there are many ways to go about getting a divorce nowadays, and only a few of them involve nasty courtroom brawls. One of the easiest, pain-free ways to get a divorce is by getting an uncontested divorce.

What is an uncontested divorce?

An uncontested divorce does not involve lawyers, court battles, or rulings handed down by judges. Instead, an uncontested divorce involves the divorcing spouses sitting down and deciding for themselves how to divide their marital estate.

This is how it works: The spouses going through an uncontested divorce must either agree or be able to agree on how to resolve the issues brought up in the marital settlement agreement.

Points in the marital settlement agreement in need of resolution include:

  • division of assets (like checking and saving accounts, and profits from a shared business)

  • personal property (like home furnishings, electronics, and cars)

  • real property (like houses, condos, and apartments)

  • debts (credit card debt, mortgages, etc.)

  • whether or not to award spousal support, and how much to award

  • child issues (like child support, child custody, visitation schedules, and more)

How much does an uncontested divorce cost?

The cost of an uncontested divorce is quite minimal, since the divorcee doesn’t have to pay for a lawyer. In an uncontested divorce, you must only pay the filing fee (which varies from state to state).

However, the cost of an uncontested divorce can vary based on how you go about pursuing the divorce. These are your choices:

  • Fill out the forms yourself: The upside to filling out the divorce forms yourself is there is no additional cost. But the downside is that the slightest mistake or inconsistency in your paperwork can lead to your divorce forms being rejected, which would delay the divorce process.

  • Hire a lawyer: Some divorcees choose to hire a lawyer to fill out the divorce papers for them, which drives up the cost of an uncontested divorce quickly. True, the divorce papers will be completed correctly, but the cost is usually not worth the minimal labor.

  • Use a divorce forms service: A divorce forms service is not a legal advisory center or other type of legal aide; it is a company that specializes in completing divorce forms. These companies are usually a good option because the services do not cost as much as a lawyer, and the forms are completed by professionals.

However, be wary of false divorce forms services. Scammy divorce forms service companies usually do not have a method of contact on their website (like a phone number, address, or live customer support module). Before making payments to an online divorce forms service, make sure the website has a method of securing your payment.

Can we get an uncontested divorce if we don’t get along?

You and your spouse may not be the best of friends during your divorce, and that’s okay, even in an uncontested divorce. The divorcing couple may not stand the sight of each other, but as long as they can agree on how they want to settle the matters discussed in first section (division of assets, child issues, and more), they can get an uncontested divorce.

If during the divorce, the spouses find an area they cannot agree on, negotiate, or otherwise overcome, then they may have to seek mediation. If the divorce is at a standstill because of certain issues, then the divorce is considered contested, and the couple will have to hire a lawyer.

Is this helpful information, or is there a question about uncontested divorces we missed? Let us know in the comment box below.