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Women Tips on Divorce!

If you are thinking about ending your marriage, or are currently in the divorce process, the most important thing you need to do is accept responsibility for the outcome of your divorce.  Due to a woman’s standard of living generally drops at least thirty percent after a divorce, the decisions that you make now can have a considerable effect on your future.

It is wise to establish a plan of action instead of going into your divorce blindly.  Begin by educating yourself and learning about what the divorce laws are in your specific state.  If it is certain that your marriage will end, be sure to use the following divorce considerations to protect yourself.  Most importantly, if your spouse has initiated proceedings, do not sign anything until you are represented and informed by your own attorney.  Be sure to retain your own attorney to level the playing field and have fair representation if necessary.

Divorce Considerations on a Financial Status: Consider consulting a financial planner that is skilled in divorce proceedings.  They can help prepare you financially before you start your divorce, and point out areas of your settlement that will have repercussions in the future.  Keep the following suggestions in mind as you think about divorce:

  • Do not make any big purchases that will add to your debt.
  • Start to save money now for emergencies before and after your divorce.
  • Put a freeze on all your joint credit card accounts.
  • Keep working to secure your own future.
  • If you have your paycheck automatically deposited into a joint account, set up an individual account, and have the deposits made to it.
  • Keep all individual assets separate

Think about Support after the Divorce:

  • You are eligible for maintenance and child support during separation and divorce proceeding.
  • Child support is not taxable.
  • Your ex’s bankruptcy won’t affect the child support order.
  • Spousal support is taxable.

Divorce Considerations on Property and Assets: Consider the tax implications of any property received in the settlement

  • The marital home is exempt from this tax, but be realistic about whether you can really afford to live there.
  • A cash settlement is preferable to installment payments as part of a divorce settlement.

Divorce Considerations on Taxes and Liens:

  • Contact federal and state tax departments to see if there are any outstanding taxes owed.  Remember that you will be held just as liable as your ex.
  • Check at the county court house to see if there are any liens placed on any of your property.  Think twice before receiving such property in a settlement, unless your ex can pay off the lien before the divorce is finalized.

Divorce Considerations on Documents and Records: It is important to have copies of all records and accounts, since they have a way of disappearing once proceedings have begun.  With copies, you have all the relevant information that you will need in the future.

If you are fully prepared with all the above and are ready to take the step to begin your divorce process.  I would highly recommend you go to begin your specific state divorce online today.  Not only will you save a ton of money but you will save time as well.

5 Tips to a Divorce!

Before you begin your divorce process, attached are five simple financial tips that can make your divorce a bit easier.

Tip # 1

Be sure to copy all of your legal documents and gather all of your financial information that you have accumulated over the duration of the marriage

First you will need to get a hold of all your finances like never before.  Whether you are a financial pro or whether you have not worked outside the home in years.  You will need to know everything possible in regards to your finances for the divorce.  One reason it is so critical to do this before the divorce process begins is that this information can often disappear once the divorcing begins.  It can become more difficult to find regardless of the cause or circumstances.  How can you know or plan for what to divide if you don’t know what you currently have?

Tip # 2

Begin to seek out expert advice to help you figure out what is next

Some of the financial information you’ve collected above you can start establishing your priorities. This may not sound like a financial step on the face of it but when you sit down and write the things that you’d like to have from your marriage, or try to envision what you might like or need in order to carry on into the future – these can and will actually be translated into numbers.  Do you think you and the children want to stay in the same neighborhood or house?  Do you want to hold onto most or all of your pension? If these are your priorities they will have a range of dollar signs eventually attached to them.

Tip # 3

Protect your Credit

Order a copy of your credit report early from all three reporting agencies: This is very important since you can now have this as a base line to know where you stand now, at the end of your marriage.  This way you’d be able to see whether any new unauthorized debt is being added in your name only and if you have no credit in your own name now, you may want to apply for a credit card.  To begin building your own credit now may be far easier while still married than after, all things being equal, especially if you have not been the primary breadwinner.

Tip # 4

Check up on your Insurance
Get to know the details of all the kinds of insurance that helps to protect your family.

Just the sheer number of types of insurance may be overwhelming, but take it one step at a time.  The goal is to get your hands around what coverage’s your family has and needs.  What are your policy numbers deductibles, limits, premiums?  Life, car, medical, dental, home-owners, renters, flood, insurance and the list goes on and on.  How important it is to keep your insurance related financial issues in order can not be over emphasized.   One example: On your life insurance policies, it’s really quite important that you locate and know now about who are the owners of the insurance – you, your wife/husband?  A family trust, your spouse, your children?  Knowing this now is essential  if for no other reason, you’ll now have this on your radar.

Tip # 5

Be sure to have your taxes prepared in a way that you will be comfortable for sometime

If it is tax season and you are preparing for a divorce, this may be notice that you should proceed with caution.  Be sure to contact your accountant or financial adviser and have him or her advise you not only the possible tax savings now that married jointly filing couples enjoy, but also on the potential future liability you could face in should the returns be found deficient.   Know that on returns where you sign jointly, you will be jointly held responsible.  This is most often the case whether or not you have any first hand knowledge of the all the financial information on your return.
As always, the best offense is a good defense and to arm you with knowledge is often the best first step in trying to achieve an equitable, fair outcome.  By trying to anticipate problems ahead of time you may avoid serious financial issues.  Be sure to get good advice throughout your entire process starting as early as possible in the process.

Now that you have a few pointers to remember during your divorce process, now is the time to decide how you want to go about your divorce.  There are several ways that you choose from.  These days many people are choosing to do there own divorce online.  This way not only saves you time but can also save you a lot of money as well.  You can begin this specific state down-loadable divorce process by simply going to today.

FAQ on a Divorce!

Do I need to hire an Attorney?

Hiring an Attorney is not mandatory.  You are able to represent yourself. However, given the complex of all the issues that can occur, it would help with hiring a lawyer who is familiar with the law and experience.

How is the divorce commenced?

An action for divorce is commenced by the personal service of a summons upon your spouse.  Sometimes, the summons is accompanied by the complaint which sets forth the grounds for the divorce.

What are the grounds for divorce?

In some states, there are six grounds for divorce.  Of the six grounds, four of them are based on the “fault” of one of the parties. They are:

  1. cruel and inhuman treatment
  2. abandonment for one or more years
  3. imprisonment for three or more years
  4. adultery.

Living apart for one year under a separation judgment granted by a Court or under a separation agreement signed by the parties are the two grounds that are not fault based.

Can I receive child support or maintenance before I am divorced?

Yes. You can make a motion requesting that the Court grant you temporary maintenance and/or child support.  If ordered to pay, your spouse will be required to you these sums during the action for divorce.  Keep in mind that every divorce is unique in its own way.

I cannot afford a lawyer.  What should I do?

In addition to ordering your spouse to pay you maintenance or child support during the divorce, the court could require your spouse to pay your attorney and any experts you may need to hire.

Will marital fault impact on my rights to a property settlement?

Generally, marital fault does not impact on the economic issues of the divorce.  However, there are exceptions, particularly when one spouse is found to have wasted marital assets.

How quickly can I be divorced?

There is no way to predict how long it will take to obtain a divorce.  The time it takes to obtain a divorce differs from case to case and is solely dependent upon the extent to which the divorce and any of the related issues are contested.

If the divorce is not contested (that is, both spouses agree to the divorce and have worked out all issues relating to the division of marital assets, child custody and support), the divorce can be processed by the Court and granted quite quickly.

Can my spouse and I retain the same attorney?

No.  Divorce, even when uncontested, is an adversarial process.  You and your spouse have conflicting interests. Since an attorney could only represent one of your interests, it would be improper and unethical for an attorney to represent both spouses.

How much will a divorce cost?

The cost of the divorce is directly related to the complexity of the case and to the extent to which the issues are contested.  An uncontested divorce will obviously cost much less than a divorce where, for example, there exist hotly contested issues as to child custody or the division of marital assets.

An attorney will generally require the payment of a retainer at the outset of the representation.  You can expect to be billed on an hourly basis for work performed in the course of the representation. If the initial retainer was insufficient to cover all the legal fees and costs, you will receive periodic invoices, which you are expected to pay promptly.

In addition to paying your attorney, you will be responsible to pay court filing fees and the other costs incurred in the course of the divorce.

What if my spouse does not consent to a divorce?
Even if your spouse does not want a divorce, you may still be able to obtain one; your spouse cannot force your to remain married. In a contested divorce, you will be forced to prove, at trial, that the grounds for the divorce are true. If you can prove your case, you will be granted at divorce. On the other hand, if you fail to establish grounds for divorce, then your divorce will be denied.

Is there always a trial?

No.  A lot of cases are able to settle.  While it may appear at the commencement of your case that the divorce will be contested and that you will be forced to go to trial that it is seldom the case.  It generally takes some time for the parties to work out all the details of the divorce.  Often with the aid of the parties attorneys and the intervention of the court, the parties are able to work out their differences and, ultimately, settle the divorce.

Will the Court papers in my divorce become public records which anyone can read?

No.  By law, in order to protect the parties privacy, the courts limit access to papers in matrimonial cases to court personnel, the parties and their attorneys.

Now that you are a bit familiar on what to expect during your divorce you can simply begin your divorce process now.  Simply go to and start your low cost no-attorney specific state divorce process now.

Pointers for Both Parents & Children During Divorce!

Basic Tips for Parents during a Divorce

  1. Always be sure to have alone time with your children for reassurance.
  1. Always tell the truth and do not break any promises or lie to your children.
  1. Do not fight or yell in front of your children for it may scare or worry them even more during the divorce process.
  1. Continue to stay involved with your children and help your children with their homework, sports, etc.
  1. Always keep your children updated and share all information that is relevant to them with them.
  1. Listen to your children and always pay attention to them.
  1. Always have patience with your children and try not to get too upset during emotional times.
  1. When you’re angry, do not take out your aggressions on your children.
  1. Be sure to communicate your feeling with your children always keep the lines of communication open for them.

Basic Rights for the Children during a Divorce

  1. Do not ever ask your children to choose sides between you and your spouse.
  1. Do not tell your children all the horrible details going on between you and your spouse.
  1. Do not badmouth one another in front of your children or to your children.
  1. Always give the right to privacy of one anothers conversations for either parent on the phone or visitation rights.
  1. Always keep the right to not cross examine your children after they have visited the other parent.
  1. Do not ask your children to relate messages between you and your spouse.  This is where communication between you and your spouse is very important for the kids sanity.
  1. The right not to be used as a confidant regarding the legal proceedings between the parents.
  1. Do not take the rights of your child’s feelings away due to another parent.
  1. Always be sure to keep the right to be protected from parental warfare.
  1. Be sure to always reassure your children and not make them feel guilty for loving both parents.

Now that you have been educated on some very good pointers for your divorce process, you are ready to take the next step.  If you are able to come to an agreement with your spouse on all terms then you are ready to begin your divorce.  You can simply go to and begin your low cost specific state divorce today.

Tips to an Online Divorce!!!

If you are 100% SURE that you want a divorce, be sure to protect every aspect of your life :

1. Speak to a Marriage Counselor or another certified specialist who may be able to help you save your marriage.

Even if you don’t think there’s hope for the marriage, “divorce counseling” can help you discover what went wrong, how to cope, and how to pick up the pieces and go on.  Don’t wait for your spouse to participate.

2.  Download the Divorce Forms for a Quick Divorce and learn about the Divorce Law first.  If you choose not, be sure to Talk to a divorce attorney before you do anything.

Even if you don’t end up hiring an attorney to handle your separation or divorce, you would be well advised to get as much information as you can before you even discuss divorce with your spouse.

3. Do not move out of the marital home without talking to an attorney first. Download a Do It Yourself Divorce.

Leaving the house without a good reason may cause you to pay alimony or may result in your inability to collect alimony.  If you leave the house, you may also be unable to return until after a court divides the property. This process might take more than a year.  The best advice is to stay in the house until after you talk with an attorney unless your spouse is violent.  If your spouse is violent, you must take all steps necessary to protect yourself and your children.

4. If you have been involved in any extramarital affairs, talk to a lawyer before you discuss this with your spouse or anyone else.

In this case, honesty may not be the best policy.  In addition to the fact that adultery is illegal in some states, admission of an affair can have other consequences.  If your spouse is a candidate for alimony, any illicit sexual behavior on your part (during the marriage…which includes the time you are separated) could end up costing you thousands in additional alimony payments.

5. Take concrete steps to safeguard your assets before you and your spouse begin discussing divorce.  Get the divorce facts online without hiring an attorney.

One of these steps is to take possession of certain assets during separation, especially those assets you wish to be using, such as furniture and vehicles, and those assets that might be liquidated by your spouse, including precious gems and stones, other collectibles, cash, and bearer bonds.

Get Your Divorce Forms today by simply going to!

What to Expect in a Divorce?

One of life’s most difficult questions you may run into is if  you should end a marriage or not.  Many people are unsure as to whether they will pursue a divorce or want to understand the process for acquiring one.  Knowledge can be very empowering and may help you think more clearly as to how you wish to handle the issues within your marriage.  This article gives a basic overview of the stages of a divorce case.

In some cases you may not automatically want to file your Divorce Complaint, although there may be reasons you wish to do so.  In this case you may want to try and resolve the issues that are relevant to considering ending your marriage.  If you have come to the final decision of moving forward with a divorce and feel there is no hope left then you need to start your divorce process.  During this time, you will likely exchange whatever information needed to have disclosure on financial issues.  You can even work with mediators or care professionals, if necessary, in order to resolve any conflicts with regard to custody and parenting time of your children.  Once the settlement is reached, it is reduced to writing and executed by the parties and counsel.  At this time, the parties can file the pleadings to obtain a divorce and seek enforcement of the agreement they have reached.

In the event that the circumstances of your case force you to file your divorce pleadings immediately rather than pursue pre-filing settlement options as discussed above, then your case will proceed differently.  The filing of the Divorce Complaint has an important impact.  Generally speaking, it establishes the termination date of your marriage and is the date by which assets of a marriage are identified and valued.  The filing of the Divorce Complaint also triggers many court deadlines for moving your case forward.  For example, your spouse will have thirty-five days to respond to the pleading that you filed.  From there, you and your spouse will prepare financial disclosure forms called Case Information Statements.  These forms will be filed with the court.

You will also begin a process called “discovery” in which you and your spouse will have a certain fixed period of time to respond to formal requests for information. These demands are called “Interrogatories,” which are written questions, to which you must respond, and a “Notice to Produce,” or a demand for documents, to which you will also have to respond by producing the documents requested in the demand.  Depositions may also occur during this discovery period.  Depositions consist of a series of questions that you and your spouse answer under oath. The attorney representing your spouse asks you the questions; your attorney questions your spouse.  Furthermore, if there are contested issues of custody and parenting time and/or if there are assets that need to be valued, such as real estate or a business, those evaluations occur during this time period with the assistance of experts.

Once discovery is completed there are certain initiatives organized by the court to assist you in trying to reach a settlement of your case.  One such initiative is called Early Settlement Panel, where approximately two attorneys volunteer their time to sit as panelists and hear from your counsel the merits of your positions in your divorce.  At the conclusion of that presentation, the panelists will offer a non-binding and confidential assessment of how they would resolve your case based on their experience.  If your case does not settle at Early Settlement Panel, then you are provided the opportunity to go on to Economic Mediation.  During Economic Mediation, attorneys who are qualified mediators volunteer approximately two hours of their time to again hear from you and your counsel and try to help you reach a resolution of your open issues.  With both Early Settlement Panel and Economic Mediation, your spouse and his/her attorney also present their position. At the conclusion of Economic Mediation you report back to the judge assigned to your case to advise the court of the status of your case.  If at the end of Economic Mediation your case is still not settled, then the court will likely schedule an in-court settlement conference and/or a trial date.

The above offers a quick summary of the general process of a divorce.  Subjective circumstances of an individual case can certainly cause a case to evolve in a variety of different directions.  A complicated custody dispute can also make a divorce more involved, although courts do prioritize custody matters and try to expedite those cases, preferably within a six month period of time tolling from the filing date of the Complaint for Divorce.  It is also important to keep in mind that with the assistance of counsel and cooperation from the parties, even complicated matters can be solved expeditiously.  Every divorce varies according to your situation.

If you have read the divorce process and realize that you can have an amicable divorce and come to agreements to resolve this divorce quickly.  Then I encourage you to simply go to where you can download your specific state low cost forms and kits today.

How Do I Know if an Uncontested Divorce is Right for Me?

What is an Uncontested Divorce?

An Uncontested Divorce is a way majority people get a divorce.  It is very basic and the most inexpensive way to divorce.  It gives you and your spouse a chance to end your marriage quietly and civilly.  An Uncontested Divorce is not right for all divorcing couples.

Advantages of Uncontested Divorce

The advantage of an uncontested divorce is the low cost.  An uncontested divorce that stays uncontested is almost always the most inexpensive way of getting a divorce.  I am sure the first thing that may go through a person’s mind is “can I afford this divorce”?  The simple fact is that any money you can avoid spending on any type of legal fees or mediators, you may be able to use after your divorce or on your children if any.  The low cost is not, however, the only advantage of an uncontested divorce.  If the level of differences between you and your spouse are kept at ease then you will be able to keep your costs low.  The agreements that the two of you will reach in an uncontested divorce and file in the court will be a matter of public record.  Nor do the various proposals you discuss as you negotiate an agreement that’s acceptable to both of you.

Now don’t think you have to agree with each other about the issues of your divorce for an uncontested divorce.  It is not so much a question of agreement as it is your desire to get through your divorce in a civil matter.  If you and your spouse don’t yet agree on all the issues of your divorce that just means you may have some negotiating to do before you finish it.

When an Uncontested Divorce is a Bad Idea

An uncontested divorce is not a good idea when one spouse chooses to belittle or continuously bring up all the faults of the other spouse.  When domestic violence is involved, an uncontested divorce is not a good idea either.  Uncontested divorce is a bad idea when the parties are not able to speak civilly with one another.  If your spouse refuses to have any discussion with you about divorce, and if you’re determined to move forward with the process, any money you spend on an uncontested divorce is likely to be wasted.  If you are patient, you may find that your spouse may come around later, but if you are determined to finish it now and your spouse is not cooperating, you may have no choice but to serve them with the normal divorce process and do it the hard way.

The first thing you need to know about uncontested divorce is that the lawyer you get to do your uncontested divorce cannot represent both of you.  The courts assume that the spouses in a divorce have different interests.  The lawyer must represent one of you and not the other.  Uncontested divorce can happen much faster than most people realize.

An uncontested divorce basically all depends on your specific divorce case. If you and your spouse are able to come to an agreement and work civilly together then an uncontested divorce is perfect for you.  On that note, if you would like to not only save money but time as well you can try a do it yourself divorce.  Simply go to and look into a specific state down-loadable divorce kit for a low cost and begin your divorce process today!

Things To Know When Searching Online Divorce Forms?

Legal services online have become very popular among those who want to divorce. With services in MyDivorceDocuments (, you can download all types of divorces forms instantly authored by expert attorneys. You can represent all of these forms in court of law.

Below are some of the simple steps which help you to ensure you have selected the legitimate online divorce service.

The first thing you need to do is make sure that the online service is actually supported by the law firm or law. There are a lot of these sites, which are “paralegals divorce.” Paralegals are not real lawyers. Paralegals cannot practice law on his own.

So if you find an online divorce service operated by a paralegal and is not supported by a firm, you should know that technically are not allowed to provide services. They are in violation of the law.

But what’s worse is that paralegals do not know the law. They have no experience or knowledge to handle the matter properly. They do not know the local regulations that vary across the state, which determines what paperwork is filed. And as a result offer poor service office that often leave customers frustrated and without the results we hoped for.

Once you confirm that the service in line with the support of a real law firm, it is time to investigate some more. Not all lawyers are the same. You must ensure you work with an experienced legal. Do you want someone on your side who has been practicing law for decades, not months. You want someone with you who knows the family law system of Florida as the palm of your hand, not an inexperienced lawyer who has handled many divorce cases.

And finally, you want to make sure you get the services you need at a price you can afford. Many lawyers charge their clients by the hour or large screws demand for their services. The truth is that the average person cannot afford.

Making Divorce Amicable-A Field Guide

The Huffington Post recently published an article that asks the question of Can the words “good” and divorce” be used in the same sentence?

Without questions divorce is arguably the most singularly stressful event in a person’s life. Questions of financial security, how assets will be divided, where the kids will live and visitation issues are all huge questions for a couples involved in the divorce process. But while the emotional drain and shock wont be easy can help make divorce as painless as can be and provide valuable divorce information.

While most people consider the more obvious and big-picture questions; handling the divorce process themselves through amicable means and settling small items first can lead the way towards a divorce ending with most parties often times becoming friendlier and more attached in a paradox that happens time and time again in a no fault uncontested divorce.
In the article, the author posted some other tips of how to have a “good” divorce:

Is the marriage really over? Is Divorce really the last resort? Counseling and other communication aides should be tried before making the decision; furthermore even Divorce Counseling during the divorce process can be beneficial and prepare both parties for what happens next.

At one point, there was some amount of love in the relationship. Try to focus on good times and you ex to be’s positive qualities. Divorce doesn’t automatically dehumanize your spouse. Can you put the interests of the kids ahead of yours?  Do not use your children as pawns in the divorce game. As we spoke in last week’s blog-your children are still going to spend time with your ex. Uncontested Do It Yourself Divorce can take the war out of the process.

Once divorce is realized as the best option; keep the lines of communication open. Don’t let angry feelings fester and cloud your thoughts. A Free exchange of ideas is all part of give and take. Valuable divorce information if ever there were some.

At all costs avoid court! Cooperative and collaborative uncontested divorce allows each side to come to an agreement without a judge’s intervention. The more court action, the less control the spouses have and it’s more expensive. DIY Uncontested Divorce can cut this nightmare of the equation.

Act your age! There will be times you will want to take the ball and go home. Try and stay in control and keep the emotions in check. Be constructive-not destructive in discussions and actions. DIY Uncontested Divorce can cut this nightmare of the equation.

Can you think of the big picture acting in the best interest of all and setting your own goals aside? In this day and age it sounds ludicrous be leading by example will aide the divorce process. Can you create a game plan? Set realistic goals about your children and your financial issues.

Can you be honest and avoid mind games? Many spouses try playing games in order to hurt the other. Avoid it.
This is all good advice and finding online divorce forms is increasingly gaining popularity no matter what state you live in. Communicate, set goals, be true to your self and true to your spouse-it can be done.

Negative Energy; Divorce’s Ugly ByProduct

Of all the emotions that can be rendered from the divorce process, Anger is truly the single most dangerous emotion that rears its ugly head when divorce is involved. Making matters all the more troubling is that when the process is over and considered a closing chapter in your life it is not uncommon that these two emotions though will last a great deal above and beyond what should have been the initial benchmark for closure.

Anger and resentment are natural responses to being emotionally damaged and are all too uncommon feelings that are experience and held onto during the divorce process. It is perfectly normal to feel some or all of these things when you have been hurt. These feelings may seem impossible to let go of, especially if issues of child custody and child support are concerned, but for a platitude of explanations but hanging on to them and letting those feeling linger and fester will only have an end result of long lasting negative effects on your mental and physical well-being and without question compromising your ability to start working towards rebuilding your life. The attitude of rebirth and a second chance to start with a better, more fulfilling life should never take a back seat to residual negativity.

Anger, resentment, guilt, and other negative emotions can slowly eat away away at the stability of your life in the following ways;
Anger is an energy that is draining and sadly the process of divorce and divorce laws can set up an overwhelmingly negative situation. That energy of anger robs you and depletes you of your positive power by transfering it to the person you are mad at. How much energy it takes to be mad at your ex? How much time and energy have you spent thinking and lingering over it? Time and Energy both have finite resources and no one has ever benefited by letting negative energy take over the positive and proactive abilities at your disposal.

An instinctive reaction to a grievance is resentment. Stemming and forming from the perception that you have been wronged or somehow being treated unfairly. Resentment can be defined as an inherent binding to bitterness and can be linked to the dangerous road toward outright hatred. These emotions can slowly and surely start to negatively impact the mind, body, and heart not to mention these two negative emotions of resent and anger are unquestionably socially destructive. Have friends stopped returning your calls or emails? It is probably not that they no longer want to be friends as much as it is that spending time with an angry, resentful person is unpleasant. We are not the first to realize that the fastest way to alienate others is to perpetuate yourself as one who cannot let go of the emotional baggage of anger and resentment. When someone who used to be known as “the fun friend” is now known as “the angry friend” you can expect luncheon invitations will start to decline. And while an online divorce kit can help start the divorce process we also recognize that factors of post divorce emotional well being.

In essence-do not lot divorce define your life and who you are. No matter how negative and emotionally draining the divorce process may have been letting it define you as a person is the surest way to limit your post divorce possibilities.