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5 Common Divorce Mistakes

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The latest census poll shows the majority of divorcees of this era are divorcing their first spouse more frequently. This means that these people have never gone through an entire divorce process before and do not know all there is to know about the procedures and steps taken in order to properly and legally finalize a divorce.

The best way to better understand something is to educate yourself on the topic. That is why comprised below are a few of the most frequently made mistakes in the divorce process. Knowing what not to do will hopefully steer you in the direction of what to do.
#1. Believing your spouse will be fair and cooperative.

Divorces can be trying, lengthy and will usually always place stress on all involved. Most people facing a divorce are emotionally vulnerable and upset, and many are in a state of denial.  If a divorce is anything but amicable, always assume that your ex-spouse is going for the jugular. Going into a prize fight assuming your opponent will hit you softly will always end up with you on your back. In the case of divorce, you will never have the settlement you desire if you do not do all you can to obtain it.

#2. Lying to your lawyer.

Lawyers are your allies. They are your direct link to having a smooth and successful divorce. This can only come with complete and utter honesty. Lawyers have heard everything under the sun, and are typically professional about the ins and outs of their clients. Telling them absolutely everything, disclosing all information both good and bad, will ultimately help you in the long run when a decision is made in terms of your marriage dissolution.

#3. Lying in court.

If you do indeed have a trial, the result is directly affected by your credibility. Judges are generally experts at determining who is telling the truth and who is lying. This is because mass amounts of extensive research is done into the marriage and both parties themselves. Not only is lying in court a crime, but you are bound to be caught lying in court. Divorce lawyers have a duty to stop a proceeding and tell the court if he or she knows you are misrepresenting facts of any kind. If you have areas of your case that are sensitive, work with your lawyer on what you are going to say but do not misrepresent the facts.

#4. Allowing emotions rather than logic to rule your legal decisions.

Going through a divorce is most aptly compared to an emotional roller coaster. It is often hard to put feelings aside and keep an eye on the prize by being rational and sensible. As stressful as the situation may be, keeping composure at all times is best for all involved. If you let your emotions gain control, rather than reason and logic, you will undermine your case. Being reflective, versus being reactive, is the best way to approach the proceedings.

#5. Hiding or failing to produce documents.

You have an absolute right to see your spouse’s financial documents throughout all divorce proceedings; but this means your spouse absolutely has the right to see your financial documents too. This should not be a problem, as most couples share finances and share access. Although, on the off chance that separate accounts have been opened or are owned, both known to the spouse and unbeknownst, they need to be disclosed upon filing for divorce. Failure to do so will result in major repercussions. The court can force you to produce records, and order that you pay your spouse’s lawyer fees incurred in getting the records. Good clients and good lawyers produce documents quickly and voluntarily.

So, avoid these pitfalls at all costs. Be open and honest at all times, and let your case speak for itself. Do not make these mistakes, as they will hurt you and your case in the long run.

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Caught Hiding Assets During a Divorce

Going through a divorce can be an emotionally complicated matter. Every divorce scenario differs, but each is the literal split in which tension has been building for some time, and in truth it can entice people to make questionable decisions. Filing for divorce is not a simple situation, and can be a long and tedious process. It is essentially laying everything on the table for the spouses to sift through everything accumulated throughout their years of marriage.  When it comes to the legalities of the divorce process things can get a bit tricky, especially with finances. In many cases a spouses might not disclose all their assets, or try to hide sources of money so it is not included in the fair split between the spouses during the divorce proceedings.

Withholding Assets

Discussing incomes, money, and assets within the divorce procedure can lead some to attempt to hide their value, or purposely mislead the courts and the spouse as to how much they are worth. Even though this is not an uncommon thing, full disclosure is the law and subject to severe repercussions. These situations most commonly include, but may not be limited to:

  1. Hide, understate, or undervalue certain marital property;
  2. Overstate debts;
  3. Report lower than actual income;
  4. Report higher than actual expenses.

Proof of Deception

According to a recent study by the National Endowment for Financial Education, financial deception in the divorce process is still a common occurrence. Part of the study took a look at divorce across the country and surveyed a number of divorced couples, and found 31% of adults who combined assets with a spouse or partner said they have been deceptive about money. Also within the study were other prominent findings, such as:

  1. Nearly three in five of those surveyed (58 percent) said they hid cash from their partner or spouse.
  2. More than half (54 percent) hid a minor purchase from their partner or spouse.
  3. An additional 30 percent hid a statement or a bill from their partner or spouse.
  4. 34 percent admitted they lied about finances, debt, and/or money earned.

When it comes to finances, people can make some amazingly unwise decisions. Divorce often becomes a time when people use emotional ammunition to convince themselves this deception is not only warranted, but justified. Keeping perspective and a level head during divorce proceedings can benefit spouses in ways they probably had not imagined. Keeping a level head about your divorce helps you qualify for an online divorce, allowing you to handle the splitting of assets honestly and quickly with your partner and can save you thousands in legal costs. Visit www.MyDivorceDocuments.com today and learn how you can save thousands and get on with your life.

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Splitting Child Custody During the Holidays

Thanksgiving is like a test run for the rest of the season’s holidays for divorced families. There is always the awkward questions of which family the children will spend which holidays with. Divorce creates a messy family life, but with simple planning and cooperation this can be tidied up in a cinch. Each family is different, and so should each family’s holiday custody schedule.

Different Strokes

If you’re having a hard time figuring out your child’s holiday schedule, then here are a few ways it can be done. But again, remember a schedule that works for one family may not work for another; so feel free to alter these schedule examples to fit your needs.

Annual Alternating: The most common schedule is rotating holidays with the child. So one year one parent will have the child on Thanksgiving, and the next year the other parent will have the child on Thanksgiving. This option allows for a more relaxed holiday for both you and your child because there is no time table to be mindful of. The downside is the absence of one of the parents will be a little distressing the first few times for both the absent parent and the child.

Halfsies: Another option is to equally split the holiday with the child. For example, the child would spend the first half of the day with one parent and their family, and then the other half of the day would be spent with the other parent and their family. In doing this, you solve the issue of the parents and child missing the other’s company. However, for this to work the parents and families must live in fairly close proximity. Also, the day would be a bit more rushed and stressful because you’ll have the keep track of time.

Rescheduling the Holidays: If neither of the above options suite your needs, try celebrating the holidays at another time. In this scenario the child would celebrate with one parent and their family on the actual holiday, and then celebrate at a later (or earlier) time with the other parent and their family. This route avoids confusion, time tables, and stressful drop offs all together. But this also means choosing which family will enjoy the child’s presence on the holiday. This would work best if one parent’s holiday plans are already on a day other than the holiday, or if the parents live in different cities.

One Big, Happy Family: This is by far the most unconventional, high risk, high reward option, which is why we saved it for last. If your ex and their family are cordial with you and your family, you could try continuing to celebrate as one big, happy family. The child would feel completely secure within their family, in spite of the divorce; but this means the families would have to be on good terms. Before you try this option have frequent talks about the plans with both families. Maybe have a test run without the child to make sure there will be no fireworks during the holidays; fireworks are only pretty from afar.

There are a few factors to consider when devising a holiday schedule, like the child’s desires, the families’ wishes, the stress factor of the day, where everyone lives, and so much more. But the most important factor is what would make your child’s holidays fun, comfortable, and stress-free. Planning ahead is the key to happy holiday for any divorced family. Hope your Thanksgiving is stress free and pleasant!

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The Three Ways to Divorce

Filing for a divorce is the beginning of a major change in one’s life. There are two components of the divorce process that are sometimes hard to keep separated. The emotional divorce, which might already have happened between the divorcing couple, and the official divorce proceedings, which is usually a ongoing. In the official divorce proceeding almost every aspect of the marriage and material goods is negotiated and divided in a way that either the couple sees fit, or the courts deem fair.

However, it is often the case that many couples, clinging to the intense emotional side of divorce, cannot come to a reasonable decision regarding spousal or child support, as well as the division of marital assets. Even with the help of mediation, the intensely personal situation can create a standoff between spouses. The standoff often then leads to the costly arbitration and litigation process. Let’s take a look at the 3 ways the standoff between divorcing spouses can be worked though.

Negotiation

Negotiations are the first step in the process of reaching an agreement between spouses on all the assets, custody, and potential support agreements. Think of the negotiations as taking your wish list regarding how you divide your assets and what your parenting responsibilities should be, and use that wishlist as your starting point. “It’s me and my lawyer versus you and your lawyer finding a compromise”– all with the goal of reaching an acceptable middle ground. Try to avoid the “it’s me and my lawyer versus you and your lawyer trying to get as much as possible,” because then you both will be are stuck in a stubborn, petty stalemate.

The purpose of negotiation is using it to avoid trial. When people file for divorce there’s an expectation that there will be some maneuvering and bargaining and, eventually, a settlement rather than full blown court trial. The typical pattern is to use the threat of trial to get people to bargain and stay out of court.

Arbitration

Arbitration is, in a way, similar to litigation, but it is outside of a courtroom. It is a private process. The divorcing spouses, together with their lawyers, pick a third party decision maker, who is usually a retired judge or senior lawyer with family law experience.

What happens in arbitration is the decision being debated between the couple is imposed by the arbitrator. Unlike mediation, no one helps the couple come to an agreement; the decision is made for them. And, usually, if you don’t like the decision it can’t be appealed, which means you can’t argue it out again for the decision maker to change his or her mind.

Litigation

Litigation is usually the option of last resort. Going to court can be emotionally difficult and very expensive. The lawyers try to poke holes in your persona, showing that you are unfit. That’s why it is called the adversarial process. There is one winner, and one loser. It’s not a win – win situation. It’s a war and there are distinct sides.

Like arbitration, the decision is made by a third party. Unlike arbitration, you can’t pick your decision maker and the judge doesn’t always have family law experience. Another difference is that arbitration is private, and litigation is public. Being public means that there is a public, court record of the dispute.

Avoiding arbitration and litigation is the goal of most divorcing couples. Having to go through a long, dragged out process that ultimately may take the decision-making power out of your hands on very personal matters is simply unacceptable for most people. Today with the option of an online, do it yourself divorce, couples who make an agreement on the major issues of their dissolution can save tremendous amounts of time and money by doing it themselves. At MyDivorceDocuments.com we provide those couples who qualify for an online divorce with accurate and 100% legal divorce papers. Visit our site today and take the first step towards the next phase of your life.

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Divorce, Separation, & Annulment

 

When a dissolution of marriage is at hand, couples often struggle to weigh their options as far as how to handle all aspects of the situation. There are a number of different options to chose from, but all is dependent on the terms on which the spouses are ending their marriage, how the marriage itself occurred, and when.

When couples decide to end their relationships, they usually have three choices: file for divorce, become legally separated, or get an annulment. However, couples usually do not know the difference between each option, or the advantages and the disadvantages. Here is a brief overview of the three marriage dissolution options.

Divorce
Divorce, or the dissolution of a marriage, is the legal process in which spouses legally terminate their marital union. Under the law, this means the spouses are agreeing to relinquish themselves from the rights and responsibilities of marriage.

Along with this official divorce procedure, there are many issues the couple must address. These issues include, but are not limited to: child custody, child support, division of assets, division of debt, and spousal support.

Each state has its own specific and unique divorce laws and has different residency requirements. Conventional divorces (those not done online) typically take around six months to be finalized. When a couple finalizes a divorce, each party is no longer liable for any future debt of the other spouse and no longer has to equally share their income and profits with the other spouse.

Legal Separation
Legal separation, also known as a judicial separation, is a legal process in which a married couple formalizes their separation but remain legally married. This often occurs before the finalization of a divorce. Legal separations are granted only through a court order in the county of the state in which the spouses reside. When a couple files for a legal separation, they address the same issues as in a divorce, such as child custody and spousal support.

One of the benefits of a legal separation is that certain rights are not eliminated, such as access to social security and medical benefits, which is why many couples choose to take this option. Another advantage is that a legal separation does not take long to finalize. In addition, if a couple decides to move forward with a divorce, the court will use the separation agreement as a template for the divorce settlement agreement. However, each state varies in their laws regarding legal separations.

Annulment
An annulment is very similar to a divorce in that it does indeed dissolve a marriage. But, an annulment differs from a divorce in that a judge will proclaim the marriage null and void. In other words, the marriage is considered to be invalid from the inception and there is no legal record of its existence. To be granted an annulment, the parties must have legal grounds for an annulment; again, these legal grounds vary depending on the state. Grounds for an annulment include: fraud, concealment, inability to consummate the marriage, or a marital misunderstanding. A religious annulment differs from a civil annulment in that each religion has their specific grounds for annulment, which also varies upon religion.

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Tough Love Lessons: Can We Still Be Friends?

Not every divorce is a heated battle that requires a posse of attorneys or multiple Kleenex trips to Costco. No, some marriages end peacefully with mutual understanding and a dignified parting of ways; these marriages usually are the ones in which the inevitable question is brought up in: Can we still be friends?
For all you divorcees out there who needed a posse of attorneys, or who needed to make those runs for commercial-sized packages of Kleenex know the correct answer to this question: NO!
Why can’t you be friends, even if your divorce was a quiet and painless as a lazy Sunday? Well, try this on for size: You are no longer a couple and you both desperately need to discover who you are without your ex.
No ‘I’ in Couple
You may not think that you have become a different person just because you were married, but just think about your daily routine with and without marriage and your ex. Yes, it’s official. Life is different when you are a part of a couple and when it is just you, on your own, without a built-in dinner buddy. You may not have wanted it to happen, but when you are in a serious relationship, you change a little, and your routine changes a lot.
But, now that you are out of that serious relationship you need to rediscover who you are by yourself, or maybe how you want to be. Just make sure that who you want to be is okay being alone for a while before jumping into a new serious relationship.
But, But…
If you find yourself being the one asking “Can we still be friends?” then we need to have a different talk. Whether you consciously think or feel this or not, your motives behind trying to keep your ex involved in your life may be caused by two things (which might be working in tandem): 1. You’re afraid of being alone; 2. You have unresolved feelings you’re not ready to let go of.
I’m just going to say it; both of those feelings are self reasons to keep an ex in your life. Divorce and major life changes are scary experiences, and it’s only natural you want someone close to you during those changes. But if you’re major life change is being single again, and the person you’re keeping close is your ex, then you’re not really being single again.
On the other hand, if you don’t feel ready to have your ex become a periphery character in your life, then you need to ask yourself why. The answer probably has something to do with unresolved feelings you have towards your ex. It may be easier to keep holding on to your ex instead of dealing with your feelings, but it’s not better for you.
Let’s get this lie cleared up: Divorce is never easy, even if yours was an uncontested divorce. And the period after a divorce is even harder since you must rebuild your life, daily routine, and dust off the single person you once were. So do yourself a favor and keep communication with your ex to a bare minimum; yes, even if you’re divorce was mutually agreed upon. Think of it this way: If you keep your ex in your life, not only are you not healing, but you aren’t letting your ex have the chance to heal either.

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The Difference Between Legal Separation and Divorce

Legal separation and divorce, contrary to some thinking, are considered two separate things. However, many of the stipulations in legal separations, as well as the rights that one person has when entering legal separation, are comparable and similar to that of a divorce. Legal separation allows couples who may consider their marriage to be “failing” make a temporary arrangement of separation, while it is understood they will  continue to work out their problems, as they still remain legally married. Reconciliation is the goal in legal separation and can be issued, like divorce, through a court order.

Specifics

In a sense, legal separation is a form of temporary divorce. While the word divorce implies a permanent separation, legal separation is meant to be temporary and does not automatically lead to divorce. Couples can reconcile, but if they wish to move on and get a divorce, they will have to go through the divorce process dictated by where they live.

The legal separation process and relief offered, however, is very similar to divorce; in some situations in can mirror the process of divorce. For example, a court can grant legal separations due to “irreconcilable differences leading to the breakdown of the marriage.”

Legal separation also can allow both parties to set provisions and guidelines concerning the following areas:

  1. Child Support
  2. Child Custody
  3. Visitation
  4. Division of Marital Property
  5. Spousal Support
  6. The Marital Home
  7. Health Insurance Benefits
  8. Life Insurance

The Difference

The lines can often be blurred when it comes to individual differences between legal separation and divorce. As stated, it’s more of an overarching difference meant to give marriages a chance to take a break in an attempt to solve their issues and move forward, rather than just having a black and white decision of marriage or divorce.  Some of the differences specified between legal separation and divorce will vary due to the state’s laws and jurisdiction when handling these kinds of cases.

Although MyDivorceDocuments does not provide legal separation papers, those who have tried legal separation and decided to move forward with a divorce can benefit from an inexpensive online divorce. Online divorce is meant to help couples who amicably understand their marriage is over and can agree to certain grounds to pursue an uncontested, no-fault divorce. To learn more about an online divorce or to get started on the divorce forms, visit www.mydivorcedocuments.com today.

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Irradicating Irrational Divorce Decisions

Divorce declarationIt has been said that the worst mistake anyone can make during a divorce is to let their emotions cloud their judgement. This is so true that it can be said in any situation, because emotions have a hand in almost all the decisions we make. When you buy an item, no matter how large or small, you base at least a part of your decision off whether or not you like it. You can’t really manufacture an equation to gauge the level of like an item, option, or person musters, you just feel it. So how exactly does one make a totally rational, emotion-free decision?

You can follow the advice of others, or hire someone to do your thinking for you. Or, you could make a few ground rules for yourself to follow during times of emotional turmoil.

The Divorce Rules Charter

There are two life-altering D’s in life: Divorce and Death; while divorce can be avoided, staying married is not always a viable option. Deciding which movie to rent is difficult enough, let alone deciding on who will keep the house or car. So how do you keep a level, emotionless head during a divorce? Draw up a Divorce Rules Charter for yourself (or with your ex if that’s possible without a bloodbath). Here are a few rules we’d include in our Divorce Rules charter:

  • I will not lie. In the divorce process, and basically in life, it’s best to be truthful and honest; this is especially important when money matter are the topic of discussion. In a divorce it may be tempting to hide assets, lie about assets, and unscrupulously try to get all you can, but this guerrilla warfare approach could end up hurting you the most. If you’re in a contested divorce, do yourself a favor and be honest in court and with the lawyers (both your lawyer and theirs). If somehow you are caught in a lie in court, or in a court proceeding, you’d be in deep water and sinking fast. Besides, your mother taught you better.
  • I will vent only to the appropriate outlet. Part of not exploding in rage during a mediation session or in court is having an outlet for your feelings and stress. The other part of not being a human time bomb is having the appropriate outlet, like a counselor or therapist, group of friends, or one really good friend. The upside of a professional “outlet” is although a professional may bring out your less-than-perfect traits, it may be beneficial in moving on to healthier relationships. The upside of the friend route is you have a personal cheerleader, commiserating partner, and at times a reality-checker all in one; just make sure your friend doesn’t let you stay in the resentment/misery-monger phase too long.
  • I will think about what is best for the children first. If you have children from the marriage, think about how your actions and decisions will affect them. By putting the children first, this will cool your jets (hopefully) in your subconscious mission to make your ex pay. Also, a child-conscientious divorce might even pave the way for an amicable relationship with the ex, which really would be the best thing since the ghost of the family will still exist after divorce.

Have any other rules you want to add to the Rules of Divorce Charter?

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Nesting Into Divorce

Nesting child custody methodDivorce may not seem like something that can evolve, but attitudes towards divorce and divorce practices are evolving. A prime example of divorce evolution is collaborative divorce, which only become a practice around the 1980′s. Well, prepare yourself for the latest stage of divorce evolution, called “nesting.”

Nesting is a child custody plan that allows the children of divorce to stay in the same house, while the parents are the ones who shuttle back and forth. Nesting requires three houses: one where the children live, one where the father lives, and one where the mother lives. The idea is to allow the children to continuously live in one home to lessen the negative impact of divorce.

A Child Custody By Many Other Names

Just to add a little more confusion into the mix, nesting is known by a few other names. However, nesting (aka aparenting, aka birdnesting, aka kids stay) is a fairly simple custody method; just think of nesting as an extreme version of joint custody.

Basically, the parents each rent an apartment or place of their own, but keep the house they lived in together during the marriage. The parents create a schedule to decide which parent stays in the house with the children for a certain amount of time. A common nesting schedule alternates the parents in the house with the children weekly or bi-weekly.

Three Homes, Two Parents, One Big Problem?

While nesting might seem like a viable option only for Birkenstock-wearing, granola-eating, peace-talking divorcees, nesting is touted to be a viable option for anyone who can manage to put the kids first. However, nesting should only be used in cases that are completely without any kind of abuse (emotional, sexual, physical).

Still nervous about the thought of having to share a common dwelling with your ex-spouse? Yeah, we totally understand that, but everyone who has successfully used nesting as a custody method gives the same advice: Just step up.

Easier Said…

The most annoying direction is probably “Don’t try, just do.” Hearing this may make your blood boil, but just think about the empowering message hidden in the condescending package. In the context of divorce, just doing it and taking each day one at a time is basically all any divorcee can do.

So the “Just step up” argument for nesting is really not so offensive or blood-boiling, especially when the pay-off is emotionally stable children.

Is Nesting That Beneficial?

While the downside to nesting includes living in a home that smacks of your ex, and having to maintain two houses, the upside appears to easily outweigh the negatives.

Firstly, just the fact that the children aren’t expected to be on the ones dividing their time and love is a giant bonus. All the negative impacts (being put in the middle, feeling unstable and uprooted, being confused about the physical family structure, feeling uncomfortable and unaccommodated in their parents’ new spaces, etc.) divorce is said to have on children would be a lot less of an issue just by trying the nesting method.

Secondly, the parents would have to come to terms with being forever connected sooner rather than later. Since this is the main hang-up for parents after divorce, nesting essentially forces them to be the adult and deal with it, and fast.

Thirdly, nesting doesn’t have to be permanent and allows the family to take their time in deciding how to handle the divorce. Nesting could be used as a transition parenting plan, it could be temporary, or it could be permanent. Nesting allows the family to avoid making rushed, emotion-based decisions.

What do you think about nesting? Does it give you the heebie-jeebies, or does it peak your interest?

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The Reality of Divorce Realtors

divorce realtorThe world of divorce has seen many changes. Firstly, the word divorce does not raise eyebrows in the general public anymore. Secondly, the law is (slowly) changing to create balanced, fair rulings. And thirdly, divorce has become a kind of specialty group, a niche. There are shows dedicated to divorce (some reality, some dramatic, comedic, and more); major news sources have whole sections dedicated to divorce; divorce party planning has become a viable business venture; and now, divorce realty is thing.

Divorce realty is a specialty of a few, and a mystery to most. The New York Times recently uncovered this new sector of realty, and we are very excited and intrigued. Vicki Stout and Bob Bailey-Lemansky are real estate agents for Keller Williams Suburban Realty of New Jersey who are proclaimed divorce specialists. Other local real estate divorce specialists, like Frances Katzen, Michael Shapot, Elayne Reimer, and Victoria Vinokur, also shared their experiences.

What could a real estate agent possibly specialize in divorce, you might ask? Well, they specialize in selling the homes of divorcees, of course.

Separate, but Still Equal

Divorce realty is more than calling both homeowners about scheduling viewings. Stout and Bailey-Lemansky are the first real estate divorce specialists in New Jersey, and so far that includes being well-versed about how divorce affects property ownership, the divorce process, and how to handle clients who might have, say, restraining orders in place.

In this light, a divorce realtor is much more complex than the simple job of realtor; divorce realtors have to prepare for different scenarios, play therapist and legal counselor, and find a way to make two magnets meet in the middle to agree.

No Passion, No Dice

In a job where you are literally stuck in the middle of a divorce all the time requires one thing: passion. Without a passion for being the no-win middle man, you cannot do your job and do it well. But Stout, Bailey-Lemansky, and the other divorce realtors are thriving, thanks to a few hard-learned tricks for their divorce realtor tool belt.

Divorce Realty Trick #1: Keep the divorce hush hush. Keeping the divorce on the down low is not out of shame or fear of offending buyers, it is out of respect for the sellers. The divorce realtors have noticed prospective buyers operating under the assumption that divorcing sellers are desperate to make a sale. The result: buyers lowball sellers, and no one is happy.

Divorce Realty Trick #2: Fill the void. When a couple is going through a divorce, their house probably reflects that. One side of the closet is probably empty, there are probably a few bare nails on the walls, and missing appliances or furnishings. Luckily, divorce realtors expect and prepare for these things. Divorce realtor Michael Shapot, for example, borrows used clothing from friends and family members to make sure a client’s house doesn’t betray the white elephant in the room (or house).

Divorce Realty Trick #3: Make the best of it with the clients. A divorce realtor is composed, prepared, and ready for clients who are going through a traumatic time. As such, divorce realtors are more than willing to work with clients who need maybe a little extra time and patience. Reimer, one realtor from the NY Times article, recounted divorcing clients who divided their living quarters so strictly that when showing the house, Reimer had to show the husband’s half of the house and then reschedule to show the wife’s half. The only advice divorce realtor’s have is to have patience with the divorcees.

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